# MyCredo vs Bitnet

The clearest difference is rating: MyCredo at 4.7 against Bitnet's 4.4. MyCredo also leads on ratings volume (153 vs 5) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyCredo holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: MyCredo has 153 ratings behind it against 5, so its average is the more settled of the two.

MyCredo ships an update every 8 days, Bitnet fortnightly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MyCredo | Bitnet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (153 ratings)](https://appshunter.io/ios/app/mycredo-mobile-banking/id1535238816/reviews)** | [4.4 (5 ratings)](https://appshunter.io/ios/app/bitnet/id6477567064/reviews) |
| Number of ratings | **153** | 5 |
| Positive reviews | 56.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 184 MB | 93 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [JSC Credo Bank](https://appshunter.io/developer/1483595378) | [Digital Platform LLC](https://appshunter.io/developer/1729735487) |

## What reviewers say

### MyCredo

[App page](https://appshunter.io/ios/app/mycredo-mobile-banking/id1535238816)

Manage your finances with this official mobile banking application. Access all essential services, perform operations like currency exchange and utility payments, and manage loans and savings with a modern, user-friendly interface.

**Highlights:** Flexible home page interface, All operations: top-ups, currency exchange, Digital loans without visiting a center, Commission-free utility payments, Deposit and savings management, International money transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent mobile app
- 👍 Clean, fast, and easy to use
- 💎 Great design and functionality
- 👌 Simple, flexible, and reliable
- 🤩 Smooth and convenient banking experience

**What reviewers complain about**

- 🐛 Impossible to transfer money or change currency
- 🐛 Transactions history is a mess
- 🐛 Unable to log in after update
- 🐛 Forced updates break the app
- 🐛 Unreliable SMS codes and login issues

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Forced updates break login functionality
- Incorrect balance display and currency conversion issues
- Inability to change cover image in settings

**Requested features**

- Add Western Union transfer option
- Implement monthly expense tracking by category
- Allow remote account closure
- Enable changing primary phone number remotely
- Provide English push notifications


### Bitnet

[App page](https://appshunter.io/ios/app/bitnet/id6477567064)

Easily buy, sell, and swap cryptocurrencies in seconds. This application provides a streamlined experience for managing your digital assets.

**Highlights:** Buy cryptocurrency, Sell cryptocurrency, Swap cryptocurrency, Manage digital assets, Fast transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyCredo free?

MyCredo is free to download, with no in-app purchases.

### Is Bitnet free?

Bitnet is free to download, with no in-app purchases.

### Which has better reviews, MyCredo or Bitnet?

MyCredo is rated higher. MyCredo averages 4.7 out of 5 from 153 ratings, while Bitnet averages 4.4 from 5 ratings.

### Do MyCredo or Bitnet have ads?

Neither MyCredo nor Bitnet shows ads.

### Which is updated more often, MyCredo or Bitnet?

MyCredo ships an update every 8 days, and Bitnet fortnightly. Most recently, MyCredo was updated on October 25, 2026 and Bitnet on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*