# MyCredo vs Pockard

The clearest difference is review sentiment: Pockard at 100% against MyCredo's 56%. Pockard also leads on rating (5.0 vs 4.7). MyCredo's advantage is ratings volume (156 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pockard holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MyCredo has 156 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 56% of MyCredo's written reviews are positive against 100% of Pockard's.

MyCredo ships an update every 8 days, Pockard every 5 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | MyCredo | Pockard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (156 ratings)](https://appshunter.io/ios/app/mycredo-mobile-banking/id1535238816/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pockard/id6765470892/reviews)** |
| Number of ratings | **156** | 1 |
| Positive reviews | 56.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 5 days** |
| Monetization | Free | Free |
| Size | 192 MB | 42 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JSC Credo Bank](https://appshunter.io/developer/1483595378) | [vazha jambazishvili](https://appshunter.io/developer/1895962285) |

## What reviewers say

### MyCredo

[App page](https://appshunter.io/ios/app/mycredo-mobile-banking/id1535238816)

Manage your finances with a modern and secure mobile banking application. Access all essential services, from payments and loans to savings and international transfers, all from your device. Enjoy a flexible and convenient banking experience.

**Highlights:** Flexible home page interface, Comprehensive operations page, Digital loan applications, Commission-free utility payments, Modern deposit management tools, International money transfers, Easy savings tools

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent mobile app
- 👍 Clean, fast, and easy to use
- 💎 Great design and functionality
- 👌 Simple, flexible, and reliable
- 🤩 Smooth and convenient banking experience

**What reviewers complain about**

- 🐛 Impossible to transfer money or change currency
- 🐛 Transactions history is a mess
- 🐛 Unable to log in after update
- 🐛 Forced updates break the app
- 🐛 Unreliable SMS codes and login issues

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Forced updates break login functionality
- Incorrect balance display and currency conversion issues
- Inability to change cover image in settings

**Requested features**

- Add Western Union transfer option
- Implement monthly expense tracking by category
- Allow remote account closure
- Enable changing primary phone number remotely
- Provide English push notifications


### Pockard

[App page](https://appshunter.io/ios/app/pockard/id6765470892)

Consolidate all your loyalty and discount cards into a single digital wallet. Scan and store cards to easily present them at checkout, eliminating the need for physical cards. Access your digital collection offline.

**Highlights:** Digital loyalty card wallet, Scan barcodes and QR codes, Store discount cards, Offline card access, Share cards, Reduce plastic card usage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyCredo free?

MyCredo is free to download, with no in-app purchases.

### Is Pockard free?

Pockard is free to download, with no in-app purchases.

### Which has better reviews, MyCredo or Pockard?

Pockard is rated higher. MyCredo averages 4.7 out of 5 from 156 ratings, while Pockard averages 5.0 from 1 ratings.

### Do MyCredo or Pockard have ads?

Neither MyCredo nor Pockard shows ads.

### Which is updated more often, MyCredo or Pockard?

MyCredo ships an update every 8 days, and Pockard every 5 days. Most recently, MyCredo was updated on November 7, 2026 and Pockard on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*