# Artea vs LKU

The clearest difference is rating: Artea at 5.0 against LKU's 4.0. Artea also leads on iOS requirement (12.0 vs 16.0). LKU's advantage is update cadence (every 2 months vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Artea holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Artea ships an update every 3 months, LKU every 2 months. The most recent releases landed on October 6, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Artea | LKU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/artea/id1535452234/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/lku/id1595838146/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 70 MB | 51 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ARTEA BANKAS, AB](https://appshunter.io/developer/925713382) | [LKU](https://appshunter.io/developer/1589219301) |

## What reviewers say

### Artea

[App page](https://appshunter.io/ios/app/artea/id1535452234)

Manage your daily finances quickly and easily from your smart devices. Access self-service portals for pensions, insurance, and leasing, and make simple or instant payments. Receive transaction notifications and link your payment card to Apple Wallet.

**Highlights:** Smart-ID, Mobile-ID, PIN, or fingerprint login, Access Pensions, Insurance, and Leasing self-service, Manage accounts and make payments, View transaction statements, Link payment card to Apple Wallet, Receive transaction push notifications

**Features:** Apple Wallet

**In-app purchases:** none


### LKU

[App page](https://appshunter.io/ios/app/lku/id1595838146)

Manage your finances and perform transactions with ease. Access account balances, view statements, and make payments. Supports both private and business customers with secure login options.

**Highlights:** Account access and balance tracking, View account statements (up to 90 days), Perform payments and transfers, Manage payment cards, Biometric login, Contact credit union specialists

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Artea free?

Artea is free to download, with no in-app purchases.

### Is LKU free?

LKU is free to download, with no in-app purchases.

### Which has better reviews, Artea or LKU?

Artea is rated higher. Artea averages 5.0 out of 5 from 2 ratings, while LKU averages 4.0 from 1 ratings.

### Do Artea or LKU have ads?

Neither Artea nor LKU shows ads.

### Which is updated more often, Artea or LKU?

Artea ships an update every 3 months, and LKU every 2 months. Most recently, Artea was updated on October 6, 2026 and LKU on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*