# Artea vs KREDA

The clearest difference is update cadence: KREDA at every 5 weeks against Artea's every 3 months. Artea's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Artea ships an update every 3 months, KREDA every 5 weeks. Both last shipped on October 6, 2026.

## The numbers

| Metric | Artea | KREDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/artea/id1535452234/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | — |
| Size | 70 MB | 50 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ARTEA BANKAS, AB](https://appshunter.io/developer/925713382) | [JUNGTINE CENTRINE KREDITO UNIJA](https://appshunter.io/developer/1615550314) |

## What reviewers say

### Artea

[App page](https://appshunter.io/ios/app/artea/id1535452234)

Manage your daily finances quickly and easily from your smart devices. Access self-service portals for pensions, insurance, and leasing, and make simple or instant payments. Receive transaction notifications and link your payment card to Apple Wallet.

**Highlights:** Smart-ID, Mobile-ID, PIN, or fingerprint login, Access Pensions, Insurance, and Leasing self-service, Manage accounts and make payments, View transaction statements, Link payment card to Apple Wallet, Receive transaction push notifications

**Features:** Apple Wallet

**In-app purchases:** none


### KREDA

[App page](https://appshunter.io/ios/app/kreda/id1615551008)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Artea free?

Artea is free to download, with no in-app purchases.

### Is KREDA free?

KREDA is free to download, with no in-app purchases.

### Do Artea or KREDA have ads?

Neither Artea nor KREDA shows ads.

### Which is updated more often, Artea or KREDA?

Artea ships an update every 3 months, and KREDA every 5 weeks. Most recently, Artea was updated on October 6, 2026 and KREDA on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*