# FCI Lender App vs Shellpoint

The clearest difference is review sentiment: Shellpoint at 55% against FCI Lender App's 0%. Shellpoint also leads on rating (4.9 vs 1.7) and ratings volume (17K vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shellpoint holds the better App Store score, 4.9 against 1.7. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of FCI Lender App's written reviews are positive against 55% of Shellpoint's.

FCI Lender App ships an update every 5 weeks, Shellpoint monthly. The most recent releases landed on September 23, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | FCI Lender App | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (7 ratings)](https://appshunter.io/ios/app/fci-lender-app/id1535870507/reviews) | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** |
| Number of ratings | 7 | **17K** |
| Positive reviews | 0.0% of reviews | **55.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 25 MB | 73 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [FCI Lender Services, Inc.](https://appshunter.io/developer/1523564106) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### FCI Lender App

[App page](https://appshunter.io/ios/app/fci-lender-app/id1535870507)

This mobile application allows lenders to access crucial loan information, including payment histories, charges, statements, and received payments. Users can also manage notifications and communicate directly with the service provider through the app.

**Highlights:** View pay histories, Access loan charges, Review statements, Track payments received, Send and receive notifications, Communicate with FCI

**Features:** macOS Compatibility

**In-app purchases:** none


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is FCI Lender App free?

FCI Lender App is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, FCI Lender App or Shellpoint?

Shellpoint is rated higher. FCI Lender App averages 1.7 out of 5 from 7 ratings, while Shellpoint averages 4.9 from 17K ratings.

### Do FCI Lender App or Shellpoint have ads?

Neither FCI Lender App nor Shellpoint shows ads.

### Which is updated more often, FCI Lender App or Shellpoint?

FCI Lender App ships an update every 5 weeks, and Shellpoint monthly. Most recently, FCI Lender App was updated on September 23, 2026 and Shellpoint on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*