# Metrobank App vs BPI

The clearest difference is rating: BPI at 4.8 against Metrobank App's 1.9. BPI also leads on ratings volume (18K vs 193) and review sentiment (28% vs 8%). Metrobank App's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BPI holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: BPI has 18K ratings behind it against 193, so its average is the more settled of the two. Written reviews point the same way: 8% of Metrobank App's written reviews are positive against 28% of BPI's.

Metrobank App ships an update every 3 weeks, BPI every 2 months. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Metrobank App | BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (193 ratings)](https://appshunter.io/ios/app/metrobank-app/id1536081176/reviews) | **[4.8 (18K ratings)](https://appshunter.io/ios/app/bpi/id6443950982/reviews)** |
| Number of ratings | 193 | **18K** |
| Positive reviews | 7.7% of reviews | **28.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 179 MB | 197 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Metropolitan Bank & Trust Company](https://appshunter.io/developer/586611310) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### Metrobank App

[App page](https://appshunter.io/ios/app/metrobank-app/id1536081176)

This mobile banking platform allows users to manage deposits, credit cards, and perform various transactions. Features include locking credit cards, placing time deposits, scheduling payments, and sending money. It offers a customizable dashboard and a fresh, modern interface with light and dark modes.

**Highlights:** Lock credit card temporarily, Make time deposit placements, Authenticate transactions, Send cash to remittance centers, Schedule bill payments, Download eSOA, Pay bills using credit/prepaid card

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💚 Great banking app
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Frequent crashes
- ⚠️ Unreliable app performance
- 🕰️ Slow response times
- 🤯 Frustrating login issues
- 📤 Inability to receive OTPs

**Reported bugs**

- Cannot enroll/activate accounts
- Accounts disappearing from dashboard
- Transactions failing without explanation
- Inability to view transaction history

**Requested features**

- Add cardless withdrawal option
- Improve transaction history details
- Allow easier device migration
- Provide more payment options
- Enable biometric login consistently


### BPI

[App page](https://appshunter.io/ios/app/bpi/id6443950982)

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

**Highlights:** Online account opening, QR payments, Money transfers, Scheduled transactions, AI personal finance manager, Investment services, Mobile key for authorization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth transfer experience
- 🔒 Secure authentication
- 👍 Convenient mobile banking
- 🙌 Improved app design

**What reviewers complain about**

- 🐛 Frequent crashes
- 🤯 Frustrating registration process
- 🤔 Confusing UI changes
- 🙅‍♀️ Not OFW-friendly
- 💔 Downgrade from previous app

**Reported bugs**

- Unable to register device
- OTP not received
- Transactions not processing
- Compatibility issues with newer devices

**Requested features**

- Allow multiple device registration
- Provide email-based OTP option
- Restore copy-paste functionality
- Add dark mode option


## Frequently asked questions

### Is Metrobank App free?

Metrobank App is free to download, with no in-app purchases.

### Is BPI free?

BPI is free to download, with no in-app purchases.

### Which has better reviews, Metrobank App or BPI?

BPI is rated higher. Metrobank App averages 1.9 out of 5 from 193 ratings, while BPI averages 4.8 from 18K ratings.

### Do Metrobank App or BPI have ads?

Neither Metrobank App nor BPI shows ads.

### Which is updated more often, Metrobank App or BPI?

Metrobank App ships an update every 3 weeks, and BPI every 2 months. Most recently, Metrobank App was updated on October 27, 2026 and BPI on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*