# Metrobank App vs BDO Pay

The clearest difference is rating: BDO Pay at 4.8 against Metrobank App's 1.9. BDO Pay also leads on review sentiment (32% vs 8%) and ratings volume (1.8K vs 193). Metrobank App's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Pay holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: BDO Pay has 1.8K ratings behind it against 193, so its average is the more settled of the two. Written reviews point the same way: 8% of Metrobank App's written reviews are positive against 32% of BDO Pay's.

Metrobank App ships an update every 3 weeks, BDO Pay monthly. Both last shipped on October 27, 2026.

## The numbers

| Metric | Metrobank App | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (193 ratings)](https://appshunter.io/ios/app/metrobank-app/id1536081176/reviews) | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** |
| Number of ratings | 193 | **1.8K** |
| Positive reviews | 7.7% of reviews | **31.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 179 MB | 576 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Metropolitan Bank & Trust Company](https://appshunter.io/developer/586611310) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### Metrobank App

[App page](https://appshunter.io/ios/app/metrobank-app/id1536081176)

This mobile banking platform allows users to manage deposits, credit cards, and perform various transactions. Features include locking credit cards, placing time deposits, scheduling payments, and sending money. It offers a customizable dashboard and a fresh, modern interface with light and dark modes.

**Highlights:** Lock credit card temporarily, Make time deposit placements, Authenticate transactions, Send cash to remittance centers, Schedule bill payments, Download eSOA, Pay bills using credit/prepaid card

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💚 Great banking app
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Frequent crashes
- ⚠️ Unreliable app performance
- 🕰️ Slow response times
- 🤯 Frustrating login issues
- 📤 Inability to receive OTPs

**Reported bugs**

- Cannot enroll/activate accounts
- Accounts disappearing from dashboard
- Transactions failing without explanation
- Inability to view transaction history

**Requested features**

- Add cardless withdrawal option
- Improve transaction history details
- Allow easier device migration
- Provide more payment options
- Enable biometric login consistently


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Metrobank App free?

Metrobank App is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, Metrobank App or BDO Pay?

BDO Pay is rated higher. Metrobank App averages 1.9 out of 5 from 193 ratings, while BDO Pay averages 4.8 from 1.8K ratings.

### Do Metrobank App or BDO Pay have ads?

Neither Metrobank App nor BDO Pay shows ads.

### Which is updated more often, Metrobank App or BDO Pay?

Metrobank App ships an update every 3 weeks, and BDO Pay monthly. Most recently, Metrobank App was updated on October 27, 2026 and BDO Pay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*