# ARDO vs Tawhid Pay

The clearest difference is update cadence: Tawhid Pay at every 3 months against ARDO's every 17 months. ARDO's advantage is iOS requirement (12.0 vs 14.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for ARDO against 5.0 for Tawhid Pay. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

ARDO ships an update every 17 months, Tawhid Pay every 3 months. The most recent releases landed on October 6, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | ARDO | Tawhid Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/ardo-capital/id1537556456/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/tawhid-pay/id1546481237/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 17 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 29 MB | 24 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TAKKh Ardo-Kapital, JSP](https://appshunter.io/developer/1537556458) | [Tawhid Bank](https://appshunter.io/developer/1546481239) |

## What reviewers say

### ARDO

[App page](https://appshunter.io/ios/app/ardo-capital/id1537556456)

A simple and convenient mobile service for paying for mobile and internet services, television, and utilities. It also allows for card-to-card transfers and provides account operation information anytime, anywhere.

**Highlights:** Pay for mobile and internet services, Utility bill payments, Television service payments, Card-to-card transfers, Account operation information

**Features:** macOS Compatibility

**In-app purchases:** none


### Tawhid Pay

[App page](https://appshunter.io/ios/app/tawhid-pay/id1546481237)

This finance app allows users to easily pay for mobile and internet services, television, and utilities. It also facilitates card-to-card transfers and provides account transaction information directly from a mobile phone, anytime and anywhere.

**Highlights:** Mobile service payments, Internet service payments, Television bill payments, Utility bill payments, Card-to-card transfers, Account transaction information

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ARDO free?

ARDO is free to download, with no in-app purchases.

### Is Tawhid Pay free?

Tawhid Pay is free to download, with no in-app purchases.

### Which has better reviews, ARDO or Tawhid Pay?

ARDO and Tawhid Pay are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do ARDO or Tawhid Pay have ads?

Neither ARDO nor Tawhid Pay shows ads.

### Which is updated more often, ARDO or Tawhid Pay?

ARDO ships an update every 17 months, and Tawhid Pay every 3 months. Most recently, ARDO was updated on October 6, 2026 and Tawhid Pay on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*