# Epay USA vs Fundz

The clearest difference is update cadence: Fundz at every 3 weeks against Epay USA's every 9 months. Epay USA's advantage is iOS requirement (9.1 vs 15.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.7 for Epay USA against 3.8 for Fundz. Both are backed by a comparable volume of ratings — 6 and 17 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Epay USA ships an update every 9 months, Fundz every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Epay USA | Fundz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (6 ratings)](https://appshunter.io/ios/app/epay-usa/id1537565876/reviews) | **[3.8 (17 ratings)](https://appshunter.io/ios/app/fundz/id1540851029/reviews)** |
| Number of ratings | 6 | **17** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 299 MB | 113 MB |
| Requires iOS | **9.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [i2c Inc.](https://appshunter.io/developer/590437544) | [Cloud Payments, LLC (Apps)](https://appshunter.io/developer/1512007607) |

## What reviewers say

### Epay USA

[App page](https://appshunter.io/ios/app/epay-usa/id1537565876)

Manage your prepaid Visa card with this app. Check balances, view transactions, transfer money, and add funds quickly. It offers a secure and convenient way to handle your finances, with no credit check or minimum balance required.

**Highlights:** Check card balance, View transaction history, Transfer money, Add funds quickly, Direct deposit setup, Bill payment, ATM withdrawals

**Features:** macOS Compatibility

**In-app purchases:** none


### Fundz

[App page](https://appshunter.io/ios/app/fundz/id1540851029)

Easily manage your money and conduct digital transactions for everyday activities. Send and request funds, create shared monetary funds for events, and securely withdraw your balance to your bank account.

**Highlights:** Send and request money, Create shared funds for events, Track transactions, Withdraw funds to bank account, Link multiple cards and bank accounts, Receive transaction notifications

**In-app purchases:** none


## Frequently asked questions

### Is Epay USA free?

Epay USA is free to download, with no in-app purchases.

### Is Fundz free?

Fundz is free to download, with no in-app purchases.

### Which has better reviews, Epay USA or Fundz?

Fundz is rated higher. Epay USA averages 3.7 out of 5 from 6 ratings, while Fundz averages 3.8 from 17 ratings.

### Do Epay USA or Fundz have ads?

Neither Epay USA nor Fundz shows ads.

### Which is updated more often, Epay USA or Fundz?

Epay USA ships an update every 9 months, and Fundz every 3 weeks. Most recently, Epay USA was updated on November 3, 2026 and Fundz on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*