# PGBank App vs Umee

The clearest difference is rating: Umee at 4.4 against PGBank App's 3.5. Umee also leads on update cadence (weekly vs every 4 weeks) and iOS requirement (11.0 vs 14.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Umee holds the better App Store score, 4.4 against 3.5. Both are backed by a comparable volume of ratings — 11 and 5 respectively.

PGBank App ships an update every 4 weeks, Umee weekly. The most recent releases landed on October 22, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | PGBank App | Umee |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (11 ratings)](https://appshunter.io/ios/app/pgbank-app/id1537765475/reviews) | **[4.4 (5 ratings)](https://appshunter.io/ios/app/umee/id1622364947/reviews)** |
| Number of ratings | **11** | 5 |
| Positive reviews | 11.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 164 MB | 243 MB |
| Requires iOS | 14.0 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Prosperity and Growth Commercial Joint Stock Bank](https://appshunter.io/developer/1474183588) | [Kienlongbank](https://appshunter.io/developer/1374184882) |

## What reviewers say

### PGBank App

[App page](https://appshunter.io/ios/app/pgbank-app/id1537765475)

This digital banking application offers a secure and convenient way to manage your finances. Enjoy features like automatic bill payments, interest accumulation, exclusive offers, and personalized interface customization.

**Highlights:** Easy registration and usage, Free automatic bill payments, Interest accumulation and offers, Convenient account management, Latest security technology, Customizable interface

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Umee

[App page](https://appshunter.io/ios/app/umee/id1622364947)

Experience a modern, user-friendly digital banking platform designed for the digital generation. Manage accounts, make payments, and access customer support 24/7, all from your mobile device. Enjoy a seamless and convenient financial experience without visiting a branch.

**Highlights:** Biometric login and transaction authentication, Bill payments for various services, Mobile top-ups and scratch card purchases, Multiple transfer methods, Open and manage savings accounts, Account and card management, In-app chat and 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PGBank App free?

PGBank App is free to download, with no in-app purchases.

### Is Umee free?

Umee is free to download, with no in-app purchases.

### Which has better reviews, PGBank App or Umee?

Umee is rated higher. PGBank App averages 3.5 out of 5 from 11 ratings, while Umee averages 4.4 from 5 ratings.

### Do PGBank App or Umee have ads?

Neither PGBank App nor Umee shows ads.

### Which is updated more often, PGBank App or Umee?

PGBank App ships an update every 4 weeks, and Umee weekly. Most recently, PGBank App was updated on October 22, 2026 and Umee on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*