# Moja Zarada vs SUM+= Simple Expense Tracker

The clearest difference is in-app purchases: Moja Zarada at none against SUM+= Simple Expense Tracker's 4. Moja Zarada also leads on iOS requirement (13.0 vs 26.2). SUM+= Simple Expense Tracker's advantage is update cadence (every 3 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Moja Zarada asks for nothing beyond the download.

Moja Zarada ships an update monthly, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Moja Zarada | SUM+= Simple Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 1 MB | 28 MB |
| Requires iOS | **13.0** | 26.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Nikola Veljic](https://appshunter.io/developer/1442031758) | [Jonas Zimmermann](https://appshunter.io/developer/1869111182) |

## What reviewers say

### Moja Zarada

[App page](https://appshunter.io/ios/app/moja-zarada-procenat/id1538007313)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SUM+= Simple Expense Tracker

[App page](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811)

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

**Highlights:** AI-assisted data entry, LLM analysis and forecasting, Minimalist and beautiful design, Local data storage and privacy, User-controlled database, Subscription options with free trial

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SUM Pro | $3.99 | per month |
| SUM Pro | $22.99 | per year |
| 7-day Trial | Free | one-time |
| Sum Premium | $6.99 | one-time |


## Frequently asked questions

### Is Moja Zarada free?

Moja Zarada is free to download, with no in-app purchases.

### Is SUM+= Simple Expense Tracker free?

SUM+= Simple Expense Tracker is free to download, with in-app purchases available.

### Do Moja Zarada or SUM+= Simple Expense Tracker have ads?

Neither Moja Zarada nor SUM+= Simple Expense Tracker shows ads.

### Which is updated more often, Moja Zarada or SUM+= Simple Expense Tracker?

Moja Zarada ships an update monthly, and SUM+= Simple Expense Tracker every 3 days. Most recently, Moja Zarada was updated on October 6, 2026 and SUM+= Simple Expense Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*