# Rain Fintech vs Ureca

The clearest difference is update cadence: Ureca at weekly against Rain Fintech's every 3 weeks. Ureca also leads on iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Rain Fintech against 5.0 for Ureca. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Rain Fintech ships an update every 3 weeks, Ureca weekly. The most recent releases landed on June 5, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | Rain Fintech | Ureca |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/rain-fintech/id1538090200/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/ureca/id6447609459/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 32 MB | 63 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [GOOD T C LLC](https://appshunter.io/developer/1530335270) | [URECA PTE. LTD.](https://appshunter.io/developer/1658246933) |

## What reviewers say

### Rain Fintech

[App page](https://appshunter.io/ios/app/rain-fintech/id1538090200)

This app offers collateral-free, instant micro-loan services to help with daily financial needs. It calculates your credit score automatically using your national identification number and provides loan amounts from 50,000 to 800,000 MNT with flexible repayment terms.

**Highlights:** Collateral-free loans, Instant micro-loan service, Automatic credit score calculation, Loan amounts up to 800,000 MNT, Flexible repayment terms, 1% loan fee

**Features:** macOS Compatibility

**In-app purchases:** none


### Ureca

[App page](https://appshunter.io/ios/app/ureca/id6447609459)

Invest in carbon credits to combat climate change and earn rewards. Discover high-quality emissions reduction projects worldwide, trade credits easily, and offset your personal footprint. The platform offers transparency and security through blockchain verification.

**Highlights:** Invest in carbon credits, Offset personal emissions, Discover emissions reduction projects, Trade carbon credits, Blockchain verified credits, Earn rewards for climate action

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Rain Fintech free?

Rain Fintech is free to download, with no in-app purchases.

### Is Ureca free?

Ureca is free to download, with no in-app purchases.

### Which has better reviews, Rain Fintech or Ureca?

Rain Fintech and Ureca are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Rain Fintech or Ureca have ads?

Neither Rain Fintech nor Ureca shows ads.

### Which is updated more often, Rain Fintech or Ureca?

Rain Fintech ships an update every 3 weeks, and Ureca weekly. Most recently, Rain Fintech was updated on June 5, 2026 and Ureca on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*