# Rain Fintech vs UniPay.mn

The clearest difference is rating: Rain Fintech at 5.0 against UniPay.mn's 4.0. Rain Fintech also leads on device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rain Fintech holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Rain Fintech ships an update every 3 weeks, UniPay.mn monthly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Rain Fintech | UniPay.mn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rain-fintech/id1538090200/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/unipaymn/id6460586807/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 32 MB | 62 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [GOOD T C LLC](https://appshunter.io/developer/1530335270) | [Mongolian United Credit NBFI Limited Liability Company](https://appshunter.io/developer/1702104607) |

## What reviewers say

### Rain Fintech

[App page](https://appshunter.io/ios/app/rain-fintech/id1538090200)

This app offers collateral-free, instant micro-loan services to help with daily financial needs. It calculates your credit score automatically using your national identification number and provides loan amounts from 50,000 to 800,000 MNT with flexible repayment terms.

**Highlights:** Collateral-free loans, Instant micro-loan service, Automatic credit score calculation, Loan amounts up to 800,000 MNT, Flexible repayment terms, 1% loan fee

**Features:** macOS Compatibility

**In-app purchases:** none


### UniPay.mn

[App page](https://appshunter.io/ios/app/unipaymn/id6460586807)

This fintech app offers digital lending services, saving you time and money. It quickly assesses your credit eligibility to provide digital loans.

**Highlights:** Digital lending services, Fintech-based, Time-saving, Credit eligibility assessment, Digital loan disbursement

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Rain Fintech free?

Rain Fintech is free to download, with no in-app purchases.

### Is UniPay.mn free?

UniPay.mn is free to download, with no in-app purchases.

### Which has better reviews, Rain Fintech or UniPay.mn?

Rain Fintech is rated higher. Rain Fintech averages 5.0 out of 5 from 2 ratings, while UniPay.mn averages 4.0 from 1 ratings.

### Do Rain Fintech or UniPay.mn have ads?

Neither Rain Fintech nor UniPay.mn shows ads.

### Which is updated more often, Rain Fintech or UniPay.mn?

Rain Fintech ships an update every 3 weeks, and UniPay.mn monthly. Most recently, Rain Fintech was updated on November 3, 2026 and UniPay.mn on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*