# Rain Fintech vs NetPay

The clearest difference is rating: Rain Fintech at 5.0 against NetPay's 3.0. Rain Fintech also leads on in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 5 weeks). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. NetPay sells 1 one-off in-app purchase. Rain Fintech asks for nothing beyond the download.

Rain Fintech holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Rain Fintech ships an update every 3 weeks, NetPay every 5 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Rain Fintech | NetPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rain-fintech/id1538090200/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/netpay-paycheck-calculator/id6757079490/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 32 MB | 53 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [GOOD T C LLC](https://appshunter.io/developer/1530335270) | [QuailSofts LLC](https://appshunter.io/developer/1831371499) |

## What reviewers say

### Rain Fintech

[App page](https://appshunter.io/ios/app/rain-fintech/id1538090200)

This app offers collateral-free, instant micro-loan services to help with daily financial needs. It calculates your credit score automatically using your national identification number and provides loan amounts from 50,000 to 800,000 MNT with flexible repayment terms.

**Highlights:** Collateral-free loans, Instant micro-loan service, Automatic credit score calculation, Loan amounts up to 800,000 MNT, Flexible repayment terms, 1% loan fee

**Features:** macOS Compatibility

**In-app purchases:** none


### NetPay

[App page](https://appshunter.io/ios/app/netpay-paycheck-calculator/id6757079490)

Easily estimate your take-home pay with detailed breakdowns of taxes and deductions. This app simplifies paycheck calculations for hourly or salaried income, offering clear visual charts and offline functionality. Plan your finances with confidence by comparing different pay scenarios.

**Highlights:** Estimate take-home pay, Calculate hourly/salary income, Federal and state tax estimates, Clear breakdown of pay, Visual charts for understanding, Compare pay scenarios, Offline functionality

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NetPay Pro | $4.99 | one-time |


## Frequently asked questions

### Is Rain Fintech free?

Rain Fintech is free to download, with no in-app purchases.

### Is NetPay free?

NetPay is free to download, with in-app purchases available.

### Which has better reviews, Rain Fintech or NetPay?

Rain Fintech is rated higher. Rain Fintech averages 5.0 out of 5 from 2 ratings, while NetPay averages 3.0 from 2 ratings.

### Do Rain Fintech or NetPay have ads?

Neither Rain Fintech nor NetPay shows ads.

### Which is updated more often, Rain Fintech or NetPay?

Rain Fintech ships an update every 3 weeks, and NetPay every 5 weeks. Most recently, Rain Fintech was updated on November 3, 2026 and NetPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*