# V NEOBANK vs 貯蓄の窓口 by Habitto

The clearest difference is review sentiment: 貯蓄の窓口 by Habitto at 67% against V NEOBANK's 30%. 貯蓄の窓口 by Habitto also leads on update cadence (every 2 weeks vs every 5 weeks) and monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

V NEOBANK ships an update every 5 weeks, 貯蓄の窓口 by Habitto every 2 weeks. Both last shipped on October 27, 2026.

## The numbers

| Metric | V NEOBANK | 貯蓄の窓口 by Habitto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (3 ratings)](https://appshunter.io/ios/app/by-habitto/id1641045189/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 30.2% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 103 MB | 135 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [V POINT MARKETING Co., Ltd.](https://appshunter.io/developer/1719567343) | [Habitto](https://appshunter.io/developer/1641045191) |

## What reviewers say

### V NEOBANK

[App page](https://appshunter.io/ios/app/v-neobank/id1538098331)

This smartphone-exclusive bank app allows users to earn V Points on transactions. It offers features like instant account opening, balance inquiries, secure transactions with Smart Authentication NEO, and real-time notifications. Manage deposits, withdrawals, foreign currency accounts, and loans all within the app.

**Highlights:** V Point earning and usage, Instant account opening, Balance and transaction history, Smart Authentication NEO for security, Real-time transaction notifications, ATM withdrawals and deposits via app, Online shopping with smartphone debit card

**Features:** Apple Wallet

**In-app purchases:** none


### 貯蓄の窓口 by Habitto

[App page](https://appshunter.io/ios/app/by-habitto/id1641045189)

This digital banking app offers integrated savings, investment, and insurance services. Receive personalized support from financial advisors via chat or video sessions to build better money habits. It provides a high-interest savings account and a debit card with cashback rewards.

**Highlights:** High-interest savings account (0.6% APY), Debit card with 0.8% cashback, Personalized financial advice, In-app chat and video consultations, ATM access (7-Bank, AEON, JP Post), Savings, investment, and insurance services

**In-app purchases:** none


## Frequently asked questions

### Is V NEOBANK free?

V NEOBANK is free to download, with no in-app purchases.

### Is 貯蓄の窓口 by Habitto free?

貯蓄の窓口 by Habitto is free to download, with no in-app purchases.

### Do V NEOBANK or 貯蓄の窓口 by Habitto have ads?

Neither V NEOBANK nor 貯蓄の窓口 by Habitto shows ads.

### Which is updated more often, V NEOBANK or 貯蓄の窓口 by Habitto?

V NEOBANK ships an update every 5 weeks, and 貯蓄の窓口 by Habitto every 2 weeks. Most recently, V NEOBANK was updated on October 27, 2026 and 貯蓄の窓口 by Habitto on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*