# myPaisaa vs Smart Plus.

The clearest difference is update cadence: myPaisaa at monthly against Smart Plus.'s every 3 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for myPaisaa against 5.0 for Smart Plus.. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

myPaisaa ships an update monthly, Smart Plus. every 3 months. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | myPaisaa | Smart Plus. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/mypaisaa/id1538162542/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/smart-plus/id1665033708/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 69.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 46 MB | 87 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Finsave Technologies Pvt Ltd](https://appshunter.io/developer/1538162544) | [Steel City Securities Limited](https://appshunter.io/developer/1435142703) |

## What reviewers say

### myPaisaa

[App page](https://appshunter.io/ios/app/mypaisaa/id1538162542)

This app provides a digital platform for operating and participating in chit funds. It offers a transparent online experience for saving and borrowing, with digitized joining formalities, real-time auctions, and quick payouts. Various chit plans are available to suit different financial goals.

**Highlights:** Digital chit fund platform, Transparent online auctions, Real-time winner announcements, 24-hour payout processing, Digitized joining and KYC, Multiple chit plan denominations, Independent transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Plus.

[App page](https://appshunter.io/ios/app/smart-plus/id1665033708)

Buy and sell stocks with real-time quotes and updates. This finance app allows trading in equity, commodity, currency, and futures & options, with convenient online fund transfers. Access expert research and analysis on the go.

**Highlights:** Real-time stock quotes, Equity, Commodity, Currency, F&O trading, Online fund transfers, Expert research and analysis, Mobile trading on the go

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myPaisaa free?

myPaisaa is free to download, with no in-app purchases.

### Is Smart Plus. free?

Smart Plus. is free to download, with no in-app purchases.

### Which has better reviews, myPaisaa or Smart Plus.?

myPaisaa and Smart Plus. are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do myPaisaa or Smart Plus. have ads?

Neither myPaisaa nor Smart Plus. shows ads.

### Which is updated more often, myPaisaa or Smart Plus.?

myPaisaa ships an update monthly, and Smart Plus. every 3 months. Most recently, myPaisaa was updated on October 7, 2026 and Smart Plus. on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*