# 함쓰 vs Chagok

The clearest difference is in-app purchases: Chagok at none against 함쓰's 1. Chagok also leads on review sentiment (100% vs 70%). 함쓰's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. 함쓰 sells 1 in-app purchase, starting at $0.99 per month. Chagok asks for nothing beyond the download.

함쓰 ships an update every 2 weeks, Chagok every 10 days. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | 함쓰 | Chagok |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (3 ratings)](https://appshunter.io/ios/app/id1538510805/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 69.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 97 MB | 48 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HYEMIN LEE](https://appshunter.io/developer/1538510807) | [Yura Kang](https://appshunter.io/developer/1752692832) |

## What reviewers say

### 함쓰

[App page](https://appshunter.io/ios/app/id1538510805)

This app allows multiple users to manage a shared household budget, track expenses with customizable tags, and input transactions quickly. It supports multiple currencies and offers various reporting features based on tags. Users can also set up recurring expenses and utilize a dark mode.

**Highlights:** Shared household budget management, Multi-user access with push notifications, Tag-based expense categorization, Quick and intuitive transaction input, Multi-currency support for international transactions, Recurring expense scheduling, Data backup and restore

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 월정기구독 | $0.99 | per month |


### Chagok

[App page](https://appshunter.io/ios/app/chagok-shared-expense-tracker/id6504530538)

This app helps you track expenses with detailed breakdowns and flexible sharing options. See your spending at a glance with calendar views and monthly reports, while maintaining control over what information is shared with others.

**Highlights:** Detailed expense breakdowns, Flexible account sharing, Calendar and monthly reports, Category spending analysis, Combined account overview, Privacy controls for shared accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 함쓰 free?

함쓰 is free to download, with in-app purchases available.

### Is Chagok free?

Chagok is free to download, with no in-app purchases.

### Do 함쓰 or Chagok have ads?

Chagok shows ads; 함쓰 does not.

### Which is updated more often, 함쓰 or Chagok?

함쓰 ships an update every 2 weeks, and Chagok every 10 days. Most recently, 함쓰 was updated on November 7, 2026 and Chagok on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*