# FWD SG vs SplitPal

The clearest difference is in-app purchases: FWD SG at none against SplitPal's 2. FWD SG also leads on iOS requirement (15.0 vs 17.0). SplitPal's advantage is update cadence (every 8 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. SplitPal sells 2 in-app purchases, starting at $4.99 per month. FWD SG asks for nothing beyond the download.

FWD SG ships an update monthly, SplitPal every 8 days. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | FWD SG | SplitPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (23 ratings)](https://appshunter.io/ios/app/fwd-sg/id1538535682/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | 30.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free | — |
| Size | 146 MB | 44 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [FWD Singapore Pte. Ltd.](https://appshunter.io/developer/1538535684) | [yeow seng ooi](https://appshunter.io/developer/1879715051) |

## What reviewers say

### FWD SG

[App page](https://appshunter.io/ios/app/fwd-sg/id1538535682)

Manage your insurance policies, submit claims, and access policy documents all in one place. This app offers convenient features like biometric login, cashless payments, and a chatbot for support. Stay updated on news, promotions, and referral rewards.

**Highlights:** All-in-one policy management, Biometric and face ID login, Seamless claims submission, Update personal particulars, Workshop and clinic locator, Cashless payment with e-card, 24/7 chatbot support

**Features:** Vision Pro support

**In-app purchases:** none


### SplitPal

[App page](https://appshunter.io/ios/app/splitpal-split-bills/id6761250099)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitPal Pro Monthly | $4.99 | per month |
| SplitPal Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is FWD SG free?

FWD SG is free to download, with no in-app purchases.

### Is SplitPal free?

SplitPal is free to download, with in-app purchases available.

### Do FWD SG or SplitPal have ads?

Neither FWD SG nor SplitPal shows ads.

### Which is updated more often, FWD SG or SplitPal?

FWD SG ships an update monthly, and SplitPal every 8 days. Most recently, FWD SG was updated on October 8, 2026 and SplitPal on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*