# Payment Form vs Merchant.app

The clearest difference is rating: Merchant.app at 5.0 against Payment Form's 3.7. Merchant.app also leads on review sentiment (50% vs 33%). Payment Form's advantage is update cadence (weekly vs every 2 weeks) and iOS requirement (10.0 vs 13.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Merchant.app holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 15 and 6 respectively. Written reviews point the same way: 33% of Payment Form's written reviews are positive against 50% of Merchant.app's.

Payment Form ships an update weekly, Merchant.app every 2 weeks. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Payment Form | Merchant.app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (15 ratings)](https://appshunter.io/ios/app/payment-form/id1538608692/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/merchantapp/id6443734854/reviews)** |
| Number of ratings | **15** | 6 |
| Positive reviews | 33.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 85 MB | 84 MB |
| Requires iOS | **10.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Autobooks, Inc](https://appshunter.io/developer/1538608694) | [Merchant Platforms, Inc.](https://appshunter.io/developer/1648883273) |

## What reviewers say

### Payment Form

[App page](https://appshunter.io/ios/app/payment-form/id1538608692)

Create and share payment links to receive electronic payments directly into your business checking account. This tool simplifies the process of getting paid by customers anywhere.

**Highlights:** Create shareable payment links, Receive electronic payments, Direct deposit to business account, Customer payment facilitation

**In-app purchases:** none


### Merchant.app

[App page](https://appshunter.io/ios/app/merchantapp/id6443734854)

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

**Highlights:** Process payments via terminal, text, or email, Lightning-fast transactions, Customer payments via phone or email, Real-time transaction dashboard, Refund tracking, Industry-leading data security

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Payment Form free?

Payment Form is free to download, with no in-app purchases.

### Is Merchant.app free?

Merchant.app is free to download, with no in-app purchases.

### Which has better reviews, Payment Form or Merchant.app?

Merchant.app is rated higher. Payment Form averages 3.7 out of 5 from 15 ratings, while Merchant.app averages 5.0 from 6 ratings.

### Do Payment Form or Merchant.app have ads?

Neither Payment Form nor Merchant.app shows ads.

### Which is updated more often, Payment Form or Merchant.app?

Payment Form ships an update weekly, and Merchant.app every 2 weeks. Most recently, Payment Form was updated on October 6, 2026 and Merchant.app on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*