# Kemel vs MMPay

The clearest difference is update cadence: MMPay at every 8 days against Kemel's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kemel ships an update every 4 weeks, MMPay every 8 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Kemel | MMPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 27.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 8 days** |
| Monetization | Free | — |
| Size | 130 MB | 91 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jazz Tecnologia e Solucoes em Meios de Pagamento Ltda](https://appshunter.io/developer/1538616889) | [MM Bank LTDA](https://appshunter.io/developer/1798494753) |

## What reviewers say

### Kemel

[App page](https://appshunter.io/ios/app/kemel/id1538616887)

Manage your finances with ease. Send and receive payments, make transfers, pay bills, and recharge your phone. Enjoy exclusive promotions and seamless online purchases.

**Highlights:** Receive payments and remunerations, Make PIX and TED transfers, Withdraw cash at Banco24Horas, Pay bills and recharge mobile, Shop across the Visa network, Participate in exclusive promotions

**In-app purchases:** none


### MMPay

[App page](https://appshunter.io/ios/app/mmpay/id6756549820)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kemel free?

Kemel is free to download, with no in-app purchases.

### Is MMPay free?

MMPay is free to download, with no in-app purchases.

### Do Kemel or MMPay have ads?

Neither Kemel nor MMPay shows ads.

### Which is updated more often, Kemel or MMPay?

Kemel ships an update every 4 weeks, and MMPay every 8 days. Most recently, Kemel was updated on October 24, 2026 and MMPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*