# IB Cool vs PSVB Hi

The clearest difference is rating: IB Cool at 4.7 against PSVB Hi's 3.0. IB Cool also leads on review sentiment (90% vs 50%) and ratings volume (16 vs 4). PSVB Hi's advantage is iOS requirement (8.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB Cool holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 16 and 4 respectively. Written reviews point the same way: 90% of IB Cool's written reviews are positive against 50% of PSVB Hi's.

IB Cool ships an update every 3 weeks, PSVB Hi every 5 weeks. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | IB Cool | PSVB Hi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16 ratings)](https://appshunter.io/ios/app/ib-cool/id1538710456/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/psvb-hi/id1596039134/reviews) |
| Number of ratings | **16** | 4 |
| Positive reviews | **90.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 134 MB | 130 MB |
| Requires iOS | 13.0 | **8.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Indochina Bank Ltd.](https://appshunter.io/developer/1538710458) | [Phongsavanh Bank](https://appshunter.io/developer/1510949217) |

## What reviewers say

### IB Cool

[App page](https://appshunter.io/ios/app/ib-cool/id1538710456)

Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.

**Highlights:** Access savings and current accounts, Manage fixed deposits and loans, Pay bills quickly, Discover merchant discounts, Financial management tools

**Features:** macOS Compatibility

**In-app purchases:** none


### PSVB Hi

[App page](https://appshunter.io/ios/app/psvb-hi/id1596039134)

This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.

**Highlights:** Mobile and online payments, QR code transactions, Internal and interbank transfers, Bill payments, Loan applications, Account opening, Foreign exchange

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IB Cool free?

IB Cool is free to download, with no in-app purchases.

### Is PSVB Hi free?

PSVB Hi is free to download, with no in-app purchases.

### Which has better reviews, IB Cool or PSVB Hi?

IB Cool is rated higher. IB Cool averages 4.7 out of 5 from 16 ratings, while PSVB Hi averages 3.0 from 4 ratings.

### Do IB Cool or PSVB Hi have ads?

Neither IB Cool nor PSVB Hi shows ads.

### Which is updated more often, IB Cool or PSVB Hi?

IB Cool ships an update every 3 weeks, and PSVB Hi every 5 weeks. Most recently, IB Cool was updated on October 24, 2026 and PSVB Hi on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*