# Loan Express vs Sail Loans

The clearest difference is review sentiment: Sail Loans at 100% against Loan Express's 0%. Sail Loans also leads on rating (3.8 vs 2.7) and update cadence (every 3 months vs every 19 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 3.8 against 2.7. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews point the same way: 0% of Loan Express's written reviews are positive against 100% of Sail Loans's.

Loan Express ships an update every 19 months, Sail Loans every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Loan Express | Sail Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (7 ratings)](https://appshunter.io/ios/app/loan-express/id1539430075/reviews) | **[3.8 (5 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** |
| Number of ratings | **7** | 5 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 47 MB | 24 MB |
| Requires iOS | 17.6 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Financial Operating](https://appshunter.io/developer/1539430077) | [Americash Loans LLC](https://appshunter.io/developer/1529566329) |

## What reviewers say

### Loan Express

[App page](https://appshunter.io/ios/app/loan-express/id1539430075)

Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.

**Highlights:** Real-time payment processing, Payment scheduling, View payment history, Direct chat with provider, Fast and easy interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loan Express free?

Loan Express is free to download, with no in-app purchases.

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Which has better reviews, Loan Express or Sail Loans?

Sail Loans is rated higher. Loan Express averages 2.7 out of 5 from 7 ratings, while Sail Loans averages 3.8 from 5 ratings.

### Do Loan Express or Sail Loans have ads?

Neither Loan Express nor Sail Loans shows ads.

### Which is updated more often, Loan Express or Sail Loans?

Loan Express ships an update every 19 months, and Sail Loans every 3 months. Most recently, Loan Express was updated on October 24, 2026 and Sail Loans on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*