# Loan Express vs Smart Loan Plus

The clearest difference is rating: Smart Loan Plus at 5.0 against Loan Express's 3.4. Smart Loan Plus also leads on update cadence (weekly vs every 19 months). Loan Express's advantage is in-app purchases (none vs 5) and ratings volume (5 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year. Loan Express asks for nothing beyond the download.

Smart Loan Plus holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Loan Express has 5 ratings behind it against 1, so its average is the more settled of the two.

Loan Express ships an update every 19 months, Smart Loan Plus weekly. The most recent releases landed on September 24, 2026 and June 5, 2026 respectively.

## The numbers

| Metric | Loan Express | Smart Loan Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (5 ratings)](https://appshunter.io/ios/app/loan-express/id1539430075/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-loan-plus/id6462837474/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 19 months | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 47 MB | 5 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Financial Operating](https://appshunter.io/developer/1539430077) | [Roberto J Franqui Rodriguez](https://appshunter.io/developer/1680428662) |

## What reviewers say

### Loan Express

[App page](https://appshunter.io/ios/app/loan-express/id1539430075)

Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.

**Highlights:** Real-time payment processing, Payment scheduling, View payment history, Direct chat with provider, Fast and easy interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Loan Plus

[App page](https://appshunter.io/ios/app/smart-loan-plus/id6462837474)

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

**Highlights:** Calculate personal, mortgage, and car loans, Visualize interest savings and reduced loan terms, Compare loan scenarios side-by-side, Access loan amortization tables, Save and manage favorite loan calculations

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access | $1.99 | per year |
| All Access | $3.99 | per month |
| All Access | $3.99 | per month |
| All Access | $29.99 | per year |
| All Access | $29.99 | per year |


## Frequently asked questions

### Is Loan Express free?

Loan Express is free to download, with no in-app purchases.

### Is Smart Loan Plus free?

Smart Loan Plus is free to download, with in-app purchases available.

### Which has better reviews, Loan Express or Smart Loan Plus?

Smart Loan Plus is rated higher. Loan Express averages 3.4 out of 5 from 5 ratings, while Smart Loan Plus averages 5.0 from 1 ratings.

### Do Loan Express or Smart Loan Plus have ads?

Neither Loan Express nor Smart Loan Plus shows ads.

### Which is updated more often, Loan Express or Smart Loan Plus?

Loan Express ships an update every 19 months, and Smart Loan Plus weekly. Most recently, Loan Express was updated on September 24, 2026 and Smart Loan Plus on June 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*