# Mkobo vs DigiKolo

The clearest difference is rating: Mkobo at 3.6 against DigiKolo's 3.1. Mkobo also leads on update cadence (every 9 days vs monthly). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mkobo holds the better App Store score, 3.6 against 3.1. Both are backed by a comparable volume of ratings — 7 and 7 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Mkobo ships an update every 9 days, DigiKolo monthly. The most recent releases landed on October 3, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Mkobo | DigiKolo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews)** | [3.1 (7 ratings)](https://appshunter.io/ios/app/digikolo/id1546389680/reviews) |
| Number of ratings | 7 | 7 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 77 MB | 31 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) | [Digital Space Capital Limited](https://appshunter.io/developer/1541323563) |

## What reviewers say

### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DigiKolo

[App page](https://appshunter.io/ios/app/digikolo/id1546389680)

Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.

**Highlights:** High interest rates up to 21% PA, Automated and flexible savings options, Targeted savings plans for life goals, Savings challenges with friends, Secure and licensed platform, 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Is DigiKolo free?

DigiKolo is free to download, with no in-app purchases.

### Which has better reviews, Mkobo or DigiKolo?

Mkobo is rated higher. Mkobo averages 3.6 out of 5 from 7 ratings, while DigiKolo averages 3.1 from 7 ratings.

### Do Mkobo or DigiKolo have ads?

Neither Mkobo nor DigiKolo shows ads.

### Which is updated more often, Mkobo or DigiKolo?

Mkobo ships an update every 9 days, and DigiKolo monthly. Most recently, Mkobo was updated on October 3, 2026 and DigiKolo on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*