# Mkobo vs Aku

The clearest difference is ads: Mkobo at none against Aku's shown. Mkobo also leads on review sentiment (100% vs 67%) and monetization model (free vs ad-supported). Aku's advantage is iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aku holds the better App Store score, 3.8 against 3.6. Both are backed by a comparable volume of ratings — 7 and 20 respectively. Written reviews complicate that: 100% of Mkobo's written reviews are positive against 67% of Aku's, so the app with the better star average is not the one people write more warmly about.

Mkobo ships an update every 10 days, Aku fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Mkobo | Aku |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews) | **[3.8 (20 ratings)](https://appshunter.io/ios/app/aku/id1609211914/reviews)** |
| Number of ratings | 7 | **20** |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | **Free** | Ad-supported |
| Size | 118 MB | 126 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) | [Aku Fintech Inc](https://appshunter.io/developer/1597161818) |

## What reviewers say

### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Aku

[App page](https://appshunter.io/ios/app/aku/id1609211914)

This mobile banking app simplifies payments and offers a seamless experience across multiple funding sources. Send and receive money instantly and securely, and grow your wealth with attractive reward packages.

**Highlights:** Simplified banking and payments, Zero annual or monthly maintenance fees, Seamless experience across multiple funding sources, Instant and secure money transfer, Wealth growth with reward packages

**In-app purchases:** none


## Frequently asked questions

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Is Aku free?

Aku is free to download, with no in-app purchases.

### Which has better reviews, Mkobo or Aku?

Aku is rated higher. Mkobo averages 3.6 out of 5 from 7 ratings, while Aku averages 3.8 from 20 ratings.

### Do Mkobo or Aku have ads?

Aku shows ads; Mkobo does not.

### Which is updated more often, Mkobo or Aku?

Mkobo ships an update every 10 days, and Aku fortnightly. Most recently, Mkobo was updated on November 3, 2026 and Aku on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*