# Mkobo vs Monéé Powered by Citygate

The clearest difference is rating: Monéé Powered by Citygate at 5.0 against Mkobo's 3.6. Monéé Powered by Citygate also leads on iOS requirement (12.0 vs 15.6). Mkobo's advantage is update cadence (every 10 days vs every 12 months) and ratings volume (7 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monéé Powered by Citygate holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: Mkobo has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Mkobo ships an update every 10 days, Monéé Powered by Citygate every 12 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Mkobo | Monéé Powered by Citygate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monee-powered-by-citygate/id1668239974/reviews)** |
| Number of ratings | **7** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 12 months |
| Monetization | Free | Free |
| Size | 118 MB | 46 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) | [CITYGATE](https://appshunter.io/developer/1668222527) |

## What reviewers say

### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Monéé Powered by Citygate

[App page](https://appshunter.io/ios/app/monee-powered-by-citygate/id1668239974)

Manage your finances with this app, offering short-term loans, high-interest savings, bill payments, and money transfers. It provides a secure platform to control your financial life and make smart savings and investment plans.

**Highlights:** Short-term loans up to ₦1,000,000, Minimum 13% interest on savings, Bill payments for any kind, Money transfer with low fees, Airtime and data recharge, Financial control and planning

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Is Monéé Powered by Citygate free?

Monéé Powered by Citygate is free to download, with no in-app purchases.

### Which has better reviews, Mkobo or Monéé Powered by Citygate?

Monéé Powered by Citygate is rated higher. Mkobo averages 3.6 out of 5 from 7 ratings, while Monéé Powered by Citygate averages 5.0 from 1 ratings.

### Do Mkobo or Monéé Powered by Citygate have ads?

Neither Mkobo nor Monéé Powered by Citygate shows ads.

### Which is updated more often, Mkobo or Monéé Powered by Citygate?

Mkobo ships an update every 10 days, and Monéé Powered by Citygate every 12 months. Most recently, Mkobo was updated on November 3, 2026 and Monéé Powered by Citygate on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*