# Mkobo vs Figur

Mkobo and Figur both sit at 3.6 stars, but that hides the real split: 100% of Mkobo's written reviews are positive against 27% of Figur's. Figur's advantage is ratings volume (27 vs 7). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.6 for Mkobo against 3.7 for Figur. Both are backed by a comparable volume of ratings — 7 and 27 respectively. Written reviews are what separate them: 100% of Mkobo's written reviews are positive against 27% of Figur's.

Mkobo ships an update every 9 days, Figur every 5 days. The most recent releases landed on October 3, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Mkobo | Figur |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews) | **[3.7 (27 ratings)](https://appshunter.io/ios/app/figur/id6444032669/reviews)** |
| Number of ratings | 7 | **27** |
| Positive reviews | **100.0% of reviews** | 27.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 5 days** |
| Monetization | Free | Free |
| Size | 77 MB | 93 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) | [Truparse Nigeria Limited](https://appshunter.io/developer/1091377817) |

## What reviewers say

### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Figur

[App page](https://appshunter.io/ios/app/figur/id6444032669)

Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.

**Highlights:** Virtual Dollar Card for global payments, Cheap data and airtime top-ups, Convert airtime to cash, Trade gift cards, Bill payments (electricity, TV), Personal and business accounts, Invoicing and revenue tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Is Figur free?

Figur is free to download, with no in-app purchases.

### Which has better reviews, Mkobo or Figur?

Figur is rated higher. Mkobo averages 3.6 out of 5 from 7 ratings, while Figur averages 3.7 from 27 ratings.

### Do Mkobo or Figur have ads?

Neither Mkobo nor Figur shows ads.

### Which is updated more often, Mkobo or Figur?

Mkobo ships an update every 9 days, and Figur every 5 days. Most recently, Mkobo was updated on October 3, 2026 and Figur on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*