# Mkobo vs SeedFi

The clearest difference is review sentiment: Mkobo at 100% against SeedFi's 42%. Mkobo also leads on update cadence (every 9 days vs every 2 months) and rating (3.6 vs 3.3). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mkobo holds the better App Store score, 3.6 against 3.3. Both are backed by a comparable volume of ratings — 7 and 17 respectively. Written reviews point the same way: 100% of Mkobo's written reviews are positive against 42% of SeedFi's.

Mkobo ships an update every 9 days, SeedFi every 2 months. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Mkobo | SeedFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews)** | [3.3 (17 ratings)](https://appshunter.io/ios/app/seedfi/id6449260862/reviews) |
| Number of ratings | 7 | **17** |
| Positive reviews | **100.0% of reviews** | 41.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 77 MB | 94 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) | [The Dataseed Company Limited](https://appshunter.io/developer/1688424663) |

## What reviewers say

### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SeedFi

[App page](https://appshunter.io/ios/app/seedfi/id6449260862)

This app connects users to loan opportunities, allowing them to form or join communities for better interest rates and discounts. It facilitates group borrowing to achieve financial goals.

**Highlights:** Access loan opportunities, Create or join loan communities, Benefit from community discounts, Achieve better interest rates, Financial goal achievement

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Is SeedFi free?

SeedFi is free to download, with no in-app purchases.

### Which has better reviews, Mkobo or SeedFi?

Mkobo is rated higher. Mkobo averages 3.6 out of 5 from 7 ratings, while SeedFi averages 3.3 from 17 ratings.

### Do Mkobo or SeedFi have ads?

Neither Mkobo nor SeedFi shows ads.

### Which is updated more often, Mkobo or SeedFi?

Mkobo ships an update every 9 days, and SeedFi every 2 months. Most recently, Mkobo was updated on October 3, 2026 and SeedFi on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*