# Mkobo vs Giftincash

The clearest difference is update cadence: Giftincash at every 4 days against Mkobo's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mkobo ships an update every 9 days, Giftincash every 4 days. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Mkobo | Giftincash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 4 days** |
| Monetization | Free | — |
| Size | 77 MB | 72 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) | [Chukwunonso Obi](https://appshunter.io/developer/1857845111) |

## What reviewers say

### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Giftincash

[App page](https://appshunter.io/ios/app/giftincash/id6790216001)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Is Giftincash free?

Giftincash is free to download, with no in-app purchases.

### Do Mkobo or Giftincash have ads?

Neither Mkobo nor Giftincash shows ads.

### Which is updated more often, Mkobo or Giftincash?

Mkobo ships an update every 9 days, and Giftincash every 4 days. Most recently, Mkobo was updated on October 3, 2026 and Giftincash on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*