# BNK SUM vs CB Merchant

The clearest difference is iOS requirement: BNK SUM at 13.0 against CB Merchant's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNK SUM ships an update every 3 months, CB Merchant every 2 months. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | BNK SUM | CB Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (6 ratings)](https://appshunter.io/ios/app/bnk-sum/id1540112410/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 84 MB | 61 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Blue Stone Solution Co., Ltd](https://appshunter.io/developer/1453798134) | [CB BANK PCL](https://appshunter.io/developer/1253837970) |

## What reviewers say

### BNK SUM

[App page](https://appshunter.io/ios/app/bnk-sum/id1540112410)

Manage your microfinance accounts and apply for various loan types directly from your mobile device. This application allows users to register and submit loan requests conveniently.

**Highlights:** Loan registration, Loan type application, Account management, Customer support

**Features:** macOS Compatibility

**In-app purchases:** none


### CB Merchant

[App page](https://appshunter.io/ios/app/cb-merchant/id6739390518)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BNK SUM free?

BNK SUM is free to download, with no in-app purchases.

### Is CB Merchant free?

CB Merchant is free to download, with no in-app purchases.

### Do BNK SUM or CB Merchant have ads?

Neither BNK SUM nor CB Merchant shows ads.

### Which is updated more often, BNK SUM or CB Merchant?

BNK SUM ships an update every 3 months, and CB Merchant every 2 months. Most recently, BNK SUM was updated on October 21, 2026 and CB Merchant on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*