# CD Calculator vs Smart Folder

The clearest difference is in-app purchases: Smart Folder at none against CD Calculator's 1. Smart Folder also leads on ads (none vs shown) and update cadence (every 2 months vs every 32 months). CD Calculator's advantage is iOS requirement (14.0 vs 18.2). On price and device support there is nothing between them.

Both are free to download. CD Calculator sells 1 one-off in-app purchase. Smart Folder asks for nothing beyond the download.

CD Calculator ships an update every 32 months, Smart Folder every 2 months. The most recent releases landed on October 12, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | CD Calculator | Smart Folder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (251 ratings)](https://appshunter.io/ios/app/cd-calculator-calc/id1540530189/reviews)** | — |
| Number of ratings | **251** | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 32 months | **Every 2 months** |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 35 MB |
| Requires iOS | **14.0** | 18.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Phan Nhat Đang](https://appshunter.io/developer/1437390098) | [laura cabezas](https://appshunter.io/developer/1757410737) |

## What reviewers say

### CD Calculator

[App page](https://appshunter.io/ios/app/cd-calculator-calc/id1540530189)

Easily calculate the specifics of your Certificate of Deposit investments. Input your initial amount, time period, and interest rate to receive precise results. View a detailed compounding schedule for your deposit's growth.

**Highlights:** Calculate Certificate of Deposit, Enter initial amount, Input time period, Specify interest rate, View compounding schedule

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock all features | $2.99 | one-time |


### Smart Folder

[App page](https://appshunter.io/ios/app/smart-folder/id6746929730)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CD Calculator free?

CD Calculator is free to download, with in-app purchases available.

### Is Smart Folder free?

Smart Folder is free to download, with no in-app purchases.

### Do CD Calculator or Smart Folder have ads?

CD Calculator shows ads; Smart Folder does not.

### Which is updated more often, CD Calculator or Smart Folder?

CD Calculator ships an update every 32 months, and Smart Folder every 2 months. Most recently, CD Calculator was updated on October 12, 2026 and Smart Folder on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*