# SpardaSecureGo+ vs Split by Finanzguru

The clearest difference is rating: Split by Finanzguru at 5.0 against SpardaSecureGo+'s 4.6. Split by Finanzguru also leads on update cadence (every 8 days vs monthly) and review sentiment (100% vs 88%). SpardaSecureGo+'s advantage is ratings volume (243 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split by Finanzguru holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SpardaSecureGo+ has 243 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 88% of SpardaSecureGo+'s written reviews are positive against 100% of Split by Finanzguru's.

SpardaSecureGo+ ships an update monthly, Split by Finanzguru every 8 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SpardaSecureGo+ | Split by Finanzguru |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (243 ratings)](https://appshunter.io/ios/app/spardasecurego-plus/id1540740422/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/split-by-finanzguru/id6745176507/reviews)** |
| Number of ratings | **243** | 1 |
| Positive reviews | 87.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free | Free |
| Size | 98 MB | 39 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Verband der Sparda-Banken](https://appshunter.io/developer/1478878653) | [dwins GmbH](https://appshunter.io/developer/1206816529) |

## What reviewers say

### SpardaSecureGo+

[App page](https://appshunter.io/ios/app/spardasecurego-plus/id1540740422)

Securely approve banking and credit card transactions with a central app. Enjoy a user-friendly interface for quick, direct approvals instead of traditional TANs, all with high security standards.

**Highlights:** Secure approval for banking and credit card transactions, Direct approval instead of TAN entry, User-friendly design, High security standards, Use up to three devices simultaneously

**In-app purchases:** none


### Split by Finanzguru

[App page](https://appshunter.io/ios/app/split-by-finanzguru/id6745176507)

Easily track and split expenses for travel, shared living, or group events. Settle up with friends and flatmates effortlessly, eliminating the need for manual calculations. Integrates with Finanzguru for seamless expense importing.

**Highlights:** Add and split expenses in various ways, View balances at a glance, Send reminders and settle up, Import expenses from Finanzguru, Free and ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpardaSecureGo+ free?

SpardaSecureGo+ is free to download, with no in-app purchases.

### Is Split by Finanzguru free?

Split by Finanzguru is free to download, with no in-app purchases.

### Which has better reviews, SpardaSecureGo+ or Split by Finanzguru?

Split by Finanzguru is rated higher. SpardaSecureGo+ averages 4.6 out of 5 from 243 ratings, while Split by Finanzguru averages 5.0 from 1 ratings.

### Do SpardaSecureGo+ or Split by Finanzguru have ads?

Neither SpardaSecureGo+ nor Split by Finanzguru shows ads.

### Which is updated more often, SpardaSecureGo+ or Split by Finanzguru?

SpardaSecureGo+ ships an update monthly, and Split by Finanzguru every 8 days. Most recently, SpardaSecureGo+ was updated on October 29, 2026 and Split by Finanzguru on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*