# 토글 보험 vs 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

The clearest difference is rating: 토글 보험 at 5.0 against 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s 2.5. 토글 보험 also leads on review sentiment (100% vs 75%) and update cadence (monthly vs every 4 months). 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

토글 보험 holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 100% of 토글 보험's written reviews are positive against 75% of 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s.

토글 보험 ships an update monthly, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 4 months. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 토글 보험 | 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id1541144967/reviews)** | [2.5 (2 ratings)](https://appshunter.io/ios/app/pay-plus/id6479675842/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | **100.0% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 29 MB | 90 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [오픈플랜](https://appshunter.io/developer/1541144969) | [비즈플레이(주)](https://appshunter.io/developer/1056025365) |

## What reviewers say

### 토글 보험

[App page](https://appshunter.io/ios/app/id1541144967)

This app offers flexible, short-term mini insurance policies for everyday risks. Easily customize coverage, compare options from multiple insurers, and manage everything from sign-up to claims digitally. Earn points and access a gift shop with your policy.

**Highlights:** Short-term mini insurance, Customizable coverage, Multi-insurer comparison, Digital sign-up and claims, Points and gift shop, Various specialized policies

**Features:** Vision Pro support

**In-app purchases:** none


### 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

[App page](https://appshunter.io/ios/app/pay-plus/id6479675842)

This platform allows users to purchase and use local gift certificates, apply for merchant status, and receive/use policy subsidies from Seoul city and its districts. It offers features for both citizens and small business owners, simplifying transactions and management.

**Highlights:** Purchase and use local gift certificates, Apply for merchant status, Receive and use policy subsidies, QR code payments and non-contact payments, Gift certificate gifting, Find affiliated merchants, Merchant management tools

**In-app purchases:** none


## Frequently asked questions

### Is 토글 보험 free?

토글 보험 is free to download, with no in-app purchases.

### Is 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) free?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is free to download, with no in-app purchases.

### Which has better reviews, 토글 보험 or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

토글 보험 is rated higher. 토글 보험 averages 5.0 out of 5 from 2 ratings, while 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) averages 2.5 from 2 ratings.

### Do 토글 보험 or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) have ads?

Neither 토글 보험 nor 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) shows ads.

### Which is updated more often, 토글 보험 or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

토글 보험 ships an update monthly, and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 4 months. Most recently, 토글 보험 was updated on October 7, 2026 and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*