# Morgan Stanley Research vs Cubby

The clearest difference is in-app purchases: Morgan Stanley Research at none against Cubby's 2. Morgan Stanley Research also leads on ads (none vs shown) and ratings volume (14 vs 1). Cubby's advantage is rating (5.0 vs 4.6) and update cadence (every 2 weeks vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Cubby sells 2 in-app purchases, starting at $2.99 per month. Morgan Stanley Research asks for nothing beyond the download.

Cubby holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Morgan Stanley Research has 14 ratings behind it against 1, so its average is the more settled of the two.

Morgan Stanley Research ships an update every 4 months, Cubby every 2 weeks. The most recent releases landed on October 23, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Morgan Stanley Research | Cubby |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (14 ratings)](https://appshunter.io/ios/app/morgan-stanley-research/id1541821746/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cubby-expense-tracker/id6780750005/reviews)** |
| Number of ratings | **14** | 1 |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 30 MB | 91 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Morgan Stanley](https://appshunter.io/developer/387241940) | [HORIZONA LIMITED](https://appshunter.io/developer/6780750007) |

## What reviewers say

### Morgan Stanley Research

[App page](https://appshunter.io/ios/app/morgan-stanley-research/id1541821746)

Access curated financial research and insights from a leading global financial services firm. Discover important topics, personalize your feed, and connect with analysts for data-driven investment decisions.

**Highlights:** Morning Summary of key topics, Featured research debates, Personalized content feed, Virtual assistant for data retrieval, Analyst 1:1 chat connection, Save and share research content, Synchronized desktop and mobile experience

**Features:** Vision Pro support

**In-app purchases:** none


### Cubby

[App page](https://appshunter.io/ios/app/cubby-expense-tracker/id6780750005)

Effortlessly track your expenses by snapping photos of receipts. Log spending quickly, set budgets, and visualize your financial habits with clear charts. Manage money across different currencies and languages.

**Highlights:** Receipt scanning with auto-fill, Fast manual expense entry, Category-based budgeting, Spending breakdown charts, Multi-currency support, Calendar and list views

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cubby Pro Monthly | $2.99 | per month |
| Cubby Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is Morgan Stanley Research free?

Morgan Stanley Research is free to download, with no in-app purchases.

### Is Cubby free?

Cubby is free to download, with in-app purchases available.

### Which has better reviews, Morgan Stanley Research or Cubby?

Cubby is rated higher. Morgan Stanley Research averages 4.6 out of 5 from 14 ratings, while Cubby averages 5.0 from 1 ratings.

### Do Morgan Stanley Research or Cubby have ads?

Cubby shows ads; Morgan Stanley Research does not.

### Which is updated more often, Morgan Stanley Research or Cubby?

Morgan Stanley Research ships an update every 4 months, and Cubby every 2 weeks. Most recently, Morgan Stanley Research was updated on October 23, 2026 and Cubby on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*