# TMI vs HSBCnio

The clearest difference is update cadence: HSBCnio at every 3 weeks against TMI's every 4 months. TMI's advantage is ratings volume (16 vs 1) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for TMI against 5.0 for HSBCnio. That said, the two scores are not equally well evidenced: TMI has 16 ratings behind it against 1, so its average is the more settled of the two.

TMI ships an update every 4 months, HSBCnio every 3 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | TMI | HSBCnio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (16 ratings)](https://appshunter.io/ios/app/tmi-treasury-management/id1541851396/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hsbcnio/id6762345273/reviews)** |
| Number of ratings | **16** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 34 MB | 12 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [P4 Publishing Ltd](https://appshunter.io/developer/1528310576) | [HSBC Bank plc](https://appshunter.io/developer/424806432) |

## What reviewers say

### TMI

[App page](https://appshunter.io/ios/app/tmi-treasury-management/id1541851396)

Access the latest issues and articles from the world's leading treasury magazine. Stay updated on treasury news, insights, and innovations, including topics like machine learning, payments, and data analytics.

**Highlights:** Latest TMI magazine issues, Recent treasury articles, News and insights, Machine learning in treasury, Innovations in payments, Cash flow forecasting tools

**In-app purchases:** none


### HSBCnio

[App page](https://appshunter.io/ios/app/hsbcnio/id6762345273)

Manage your business finances on the go with this mobile banking application. It provides essential tools for business customers to oversee their accounts and transactions from anywhere.

**Highlights:** Business banking management, Mobile access, Account oversight, Transaction management

**In-app purchases:** none


## Frequently asked questions

### Is TMI free?

TMI is free to download, with no in-app purchases.

### Is HSBCnio free?

HSBCnio is free to download, with no in-app purchases.

### Which has better reviews, TMI or HSBCnio?

HSBCnio is rated higher. TMI averages 4.9 out of 5 from 16 ratings, while HSBCnio averages 5.0 from 1 ratings.

### Do TMI or HSBCnio have ads?

Neither TMI nor HSBCnio shows ads.

### Which is updated more often, TMI or HSBCnio?

TMI ships an update every 4 months, and HSBCnio every 3 weeks. Most recently, TMI was updated on November 3, 2026 and HSBCnio on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*