# ownfin vs Finanzfluss Copilot

The clearest difference is review sentiment: Finanzfluss Copilot at 93% against ownfin's 45%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. ownfin sells 8 in-app purchases, starting at $1.99 per month and Finanzfluss Copilot sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

ownfin ships an update every 8 days, Finanzfluss Copilot every 10 days. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | ownfin | Finanzfluss Copilot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (7 ratings)](https://appshunter.io/ios/app/finanzfluss-copilot/id6482296545/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | 45.5% of reviews | **93.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 10 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 39 MB | 47 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ownfin GmbH](https://appshunter.io/developer/1542630244) | [Finflow GmbH](https://appshunter.io/developer/1739769080) |

## What reviewers say

### ownfin

[App page](https://appshunter.io/ios/app/ownfin-multibanking/id1542630242)

Consolidate all your financial assets, including bank accounts, investment portfolios, and cryptocurrencies, into one comprehensive view. This app prioritizes your data's privacy and security with on-device processing and end-to-end encryption for seamless cloud syncing.

**Highlights:** Connect bank accounts, investment portfolios, and cryptocurrencies, Automatic asset listing, On-device data processing, End-to-end encrypted cloud sync, Secure data sharing with contacts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ownfin Basic | $1.99 | per month |
| ownfin Plus | $2.99 | per month |
| ownfin Pro | $4.99 | per month |
| ownfin Ultra | $8.99 | per month |
| ownfin Basic | $17.99 | per year |
| ownfin Plus | $24.99 | per year |
| ownfin Pro | $49.99 | per year |
| ownfin Ultra | $79.99 | per year |


### Finanzfluss Copilot

[App page](https://appshunter.io/ios/app/finanzfluss-copilot/id6482296545)

Track your entire financial portfolio, including accounts, investments, and expenses, all in one place. Analyze your assets, monitor spending, and set financial goals with automated connections to over 350 providers. Available on mobile and desktop.

**Highlights:** Total wealth overview, Account and depot aggregation, Unlimited portfolio tracking, Investment analysis and insights, Digital household book and budgeting, Dividend calendar and tracker, Desktop web app access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Copilot Plus | $7.99 | per month |
| Copilot Plus | $59.99 | per year |


## Frequently asked questions

### Is ownfin free?

ownfin is free to download, with in-app purchases available.

### Is Finanzfluss Copilot free?

Finanzfluss Copilot is free to download, with in-app purchases available.

### Do ownfin or Finanzfluss Copilot have ads?

Neither ownfin nor Finanzfluss Copilot shows ads.

### Which is updated more often, ownfin or Finanzfluss Copilot?

ownfin ships an update every 8 days, and Finanzfluss Copilot every 10 days. Most recently, ownfin was updated on November 3, 2026 and Finanzfluss Copilot on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*