# ownfin vs Split by Finanzguru

The clearest difference is review sentiment: Split by Finanzguru at 100% against ownfin's 45%. Split by Finanzguru also leads on in-app purchases (none vs 8). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. ownfin sells 8 in-app purchases, starting at $1.99 per month. Split by Finanzguru asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 8 days. The most recent releases landed on October 15, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | ownfin | Split by Finanzguru |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 45.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 8 days | Every 8 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 39 MB | 39 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ownfin GmbH](https://appshunter.io/developer/1542630244) | [dwins GmbH](https://appshunter.io/developer/1206816529) |

## What reviewers say

### ownfin

[App page](https://appshunter.io/ios/app/ownfin-multibanking/id1542630242)

Consolidate all your financial assets, including bank accounts, investment portfolios, and cryptocurrencies, into one comprehensive view. This app prioritizes your data's privacy and security with on-device processing and end-to-end encryption for seamless cloud syncing.

**Highlights:** Connect bank accounts, investment portfolios, and cryptocurrencies, Automatic asset listing, On-device data processing, End-to-end encrypted cloud sync, Secure data sharing with contacts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ownfin Basic | $1.99 | per month |
| ownfin Plus | $2.99 | per month |
| ownfin Pro | $4.99 | per month |
| ownfin Ultra | $8.99 | per month |
| ownfin Basic | $17.99 | per year |
| ownfin Plus | $24.99 | per year |
| ownfin Pro | $49.99 | per year |
| ownfin Ultra | $79.99 | per year |


### Split by Finanzguru

[App page](https://appshunter.io/ios/app/split-by-finanzguru/id6745176507)

Easily track and split expenses for travel, shared living, or group events. Settle up with friends and flatmates effortlessly, eliminating the need for manual calculations. Integrates with Finanzguru for seamless expense importing.

**Highlights:** Add and split expenses in various ways, View balances at a glance, Send reminders and settle up, Import expenses from Finanzguru, Free and ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ownfin free?

ownfin is free to download, with in-app purchases available.

### Is Split by Finanzguru free?

Split by Finanzguru is free to download, with no in-app purchases.

### Do ownfin or Split by Finanzguru have ads?

Neither ownfin nor Split by Finanzguru shows ads.

### Which is updated more often, ownfin or Split by Finanzguru?

ownfin ships an update every 8 days, and Split by Finanzguru every 8 days. Most recently, ownfin was updated on October 15, 2026 and Split by Finanzguru on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*