# Security Service Mobile vs Proficient ONE

The clearest difference is review sentiment: Proficient ONE at 75% against Security Service Mobile's 7%. Proficient ONE also leads on rating (4.9 vs 2.6) and update cadence (monthly vs every 3 months). Security Service Mobile's advantage is ratings volume (1.2K vs 80) and monetization model (free vs ad-supported). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Proficient ONE holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: Security Service Mobile has 1.2K ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 7% of Security Service Mobile's written reviews are positive against 75% of Proficient ONE's.

Security Service Mobile ships an update every 3 months, Proficient ONE monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Security Service Mobile | Proficient ONE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (1.2K ratings)](https://appshunter.io/ios/app/security-service-mobile/id1542856207/reviews) | **[4.9 (80 ratings)](https://appshunter.io/ios/app/proficient-one/id6758155005/reviews)** |
| Number of ratings | **1.2K** | 80 |
| Positive reviews | 7.3% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 47 MB | 92 MB |
| Requires iOS | 15.6 | **14** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Security Service Federal Credit Union](https://appshunter.io/developer/605796361) | [Elevate CDB Inc](https://appshunter.io/developer/1626068258) |

## What reviewers say

### Security Service Mobile

[App page](https://appshunter.io/ios/app/security-service-mobile/id1542856207)

Manage your bank accounts securely from your mobile device. View balances, transfer funds, deposit checks, and pay bills with ease. Access helpful resources like branch locators and credit score information.

**Highlights:** View account balances and transactions, Transfer money between accounts, Deposit checks via mobile, Schedule and pay bills, Freeze/unfreeze debit and credit cards, Set up account alerts, Find branches and ATMs

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Works great
- 🚀 Seamless and intuitive
- 💡 Awesome mobile deposit feature

**What reviewers complain about**

- 🐛 Constant login issues
- 🐛 Unreliable and frequently crashes
- 🐛 Slow and unresponsive
- 🐛 Buggy after updates
- 🐛 Cannot log in or access accounts

**Reported bugs**

- Login screen freezes
- Face ID/biometrics not working consistently
- Delayed or missing transaction updates
- Incorrect account balances shown
- Mobile check deposit not functioning properly

**Requested features**

- Dark mode option
- Ability to transfer between family member accounts
- Improve transaction details and history
- Better organization and customization of accounts
- Streamline login and authentication process


### Proficient ONE

[App page](https://appshunter.io/ios/app/proficient-one/id6758155005)

Manage your benefit accounts like HSAs, FSAs, and HRAs with ease. View balances, submit claims by scanning, make quick payments, and receive instant notifications.

**Highlights:** Benefit account management, Scan-to-enter claims, Fast payments, Instant notices, Account balance viewing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Security Service Mobile free?

Security Service Mobile is free to download, with no in-app purchases.

### Is Proficient ONE free?

Proficient ONE is free to download, with no in-app purchases.

### Which has better reviews, Security Service Mobile or Proficient ONE?

Proficient ONE is rated higher. Security Service Mobile averages 2.6 out of 5 from 1.2K ratings, while Proficient ONE averages 4.9 from 80 ratings.

### Do Security Service Mobile or Proficient ONE have ads?

Neither Security Service Mobile nor Proficient ONE shows ads.

### Which is updated more often, Security Service Mobile or Proficient ONE?

Security Service Mobile ships an update every 3 months, and Proficient ONE monthly. Most recently, Security Service Mobile was updated on October 24, 2026 and Proficient ONE on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*