# RazorpayX vs Subtle

The clearest difference is rating: Subtle at 5.0 against RazorpayX's 3.7. Subtle also leads on update cadence (fortnightly vs monthly). RazorpayX's advantage is in-app purchases (none vs 2) and ratings volume (3 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. Subtle sells 2 in-app purchases, starting at $39.99 per year. RazorpayX asks for nothing beyond the download.

Subtle holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

RazorpayX ships an update monthly, Subtle fortnightly. The most recent releases landed on September 9, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | RazorpayX | Subtle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/razorpayx/id1542911810/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 9.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 31 MB | 48 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Razorpay Software Pvt. Ltd.](https://appshunter.io/developer/1094717258) | [North Studio](https://appshunter.io/developer/1896510509) |

## What reviewers say

### RazorpayX

[App page](https://appshunter.io/ios/app/razorpayx/id1542911810)

This business banking platform simplifies financial management for companies. It automates payments, payroll, and tax processes, offering seamless integrations and collaborative tools for finance teams.

**Highlights:** Automated vendor and salary payments, Automated tax payments and challan generation, Payroll calculation and compliance, Integrations with Tally, Zoho, QuickBooks, User roles and approval workflows, Financial reporting and insights

**Features:** macOS Compatibility

**In-app purchases:** none


### Subtle

[App page](https://appshunter.io/ios/app/subtle-subscription-tracker/id6781251166)

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

**Highlights:** Track all subscriptions in one view, Scan receipts for automatic entry, Built-in catalog of popular services, Renewal reminders, Spending insights and totals, Cancellation guides for services

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subtle Pro Annual | $39.99 | per year |
| Subtle Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is RazorpayX free?

RazorpayX is free to download, with no in-app purchases.

### Is Subtle free?

Subtle is free to download, with in-app purchases available.

### Which has better reviews, RazorpayX or Subtle?

Subtle is rated higher. RazorpayX averages 3.7 out of 5 from 3 ratings, while Subtle averages 5.0 from 1 ratings.

### Do RazorpayX or Subtle have ads?

Neither RazorpayX nor Subtle shows ads.

### Which is updated more often, RazorpayX or Subtle?

RazorpayX ships an update monthly, and Subtle fortnightly. Most recently, RazorpayX was updated on September 9, 2026 and Subtle on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*