# LEND U vs JFin

The clearest difference is update cadence: JFin at every 5 days against LEND U's every 4 months. LEND U's advantage is iOS requirement (13.4 vs 26.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LEND U ships an update every 4 months, JFin every 5 days. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | LEND U | JFin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/jfin/id6757341987/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 27 MB | 17 MB |
| Requires iOS | **13.4** | 26.1 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DAOL LEND (THAILAND) COMPANY LIMITED](https://appshunter.io/developer/1542915768) | [Jayhope LLC](https://appshunter.io/developer/1866207062) |

## What reviewers say

### LEND U

[App page](https://appshunter.io/ios/app/lend-u/id1542915766)

This app allows partner companies to offer online welfare loans to their employees. It facilitates identity verification, loan applications, and provides tools to track loan details and manage personal finances. Educational resources on financial management, debt, and investment are also available.

**Highlights:** Online loan application, Identity verification, Loan status tracking, Expense tracking, Financial education resources, Debt management advice

**Features:** macOS Compatibility

**In-app purchases:** none


### JFin

[App page](https://appshunter.io/ios/app/jfin/id6757341987)

This privacy-focused finance app helps you track net worth, manage cash flow, and forecast financial growth. It offers a distraction-free environment for high-level financial strategy and planning, keeping your data secure and localized.

**Highlights:** Track net worth, Manage cash flow, Forecast financial growth, Biometric authentication, Analyze solvency ratios, Simulate retirement scenarios

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LEND U free?

LEND U is free to download, with no in-app purchases.

### Is JFin free?

JFin is free to download, with no in-app purchases.

### Do LEND U or JFin have ads?

Neither LEND U nor JFin shows ads.

### Which is updated more often, LEND U or JFin?

LEND U ships an update every 4 months, and JFin every 5 days. Most recently, LEND U was updated on October 2, 2026 and JFin on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*