# WillPay vs Lendnote

The clearest difference is ads: WillPay at none against Lendnote's shown. WillPay also leads on iOS requirement (12.4 vs 16.0). Lendnote's advantage is update cadence (every 3 days vs every 33 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WillPay ships an update every 33 months, Lendnote every 3 days. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | WillPay | Lendnote |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 33 months | **Every 3 days** |
| Size | 55 MB | 54 MB |
| Requires iOS | **12.4** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [THE WHY HOW DO COMPANY, Inc](https://appshunter.io/developer/580083990) | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) |

## What reviewers say

### WillPay

[App page](https://appshunter.io/ios/app/willpay/id1543177956)

**In-app purchases:** none


### Lendnote

[App page](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WillPay free?

WillPay is free to download, with no in-app purchases.

### Is Lendnote free?

Lendnote is free to download, with no in-app purchases.

### Do WillPay or Lendnote have ads?

Lendnote shows ads; WillPay does not.

### Which is updated more often, WillPay or Lendnote?

WillPay ships an update every 33 months, and Lendnote every 3 days. Most recently, WillPay was updated on October 9, 2026 and Lendnote on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*