# 뱅크다이어리 vs iM라이프 M스마트

The clearest difference is iOS requirement: 뱅크다이어리 at 13.0 against iM라이프 M스마트's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

뱅크다이어리 ships an update every 4 months, iM라이프 M스마트 every 2 months. The most recent releases landed on September 20, 2026 and August 12, 2026 respectively.

## The numbers

| Metric | 뱅크다이어리 | iM라이프 M스마트 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1543640471/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 133 MB | 29 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 17+ |
| Developer | [Standard&Blue Inc.](https://appshunter.io/developer/1543640473) | [iM Life Insurance Co., Ltd.](https://appshunter.io/developer/1417024198) |

## What reviewers say

### 뱅크다이어리

[App page](https://appshunter.io/ios/app/id1543640471)

Manage all your insurance policies, check your health exam results, and predict your health age. This app helps you maintain optimal insurance coverage and easily file claims for medical expenses. Get real-time, contactless consultations with experts.

**Highlights:** Integrated insurance policy lookup, Simplified insurance claim filing, Medical expense tracking, Health exam result review, Health age and prediction, Real-time remote consultations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### iM라이프 M스마트

[App page](https://appshunter.io/ios/app/im-m/id6448972816)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 뱅크다이어리 free?

뱅크다이어리 is free to download, with no in-app purchases.

### Is iM라이프 M스마트 free?

iM라이프 M스마트 is free to download, with no in-app purchases.

### Do 뱅크다이어리 or iM라이프 M스마트 have ads?

Neither 뱅크다이어리 nor iM라이프 M스마트 shows ads.

### Which is updated more often, 뱅크다이어리 or iM라이프 M스마트?

뱅크다이어리 ships an update every 4 months, and iM라이프 M스마트 every 2 months. Most recently, 뱅크다이어리 was updated on September 20, 2026 and iM라이프 M스마트 on August 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*