# A+ Wallet vs MTB Pay

The clearest difference is rating: MTB Pay at 4.9 against A+ Wallet's 4.3. A+ Wallet's advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (137 vs 10). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Pay holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: A+ Wallet has 137 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 96% of A+ Wallet's written reviews are positive against 100% of MTB Pay's.

A+ Wallet ships an update every 3 weeks, MTB Pay every 5 months. The most recent releases landed on September 4, 2026 and June 24, 2026 respectively.

## The numbers

| Metric | A+ Wallet | MTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (137 ratings)](https://appshunter.io/ios/app/a-plus-wallet/id1543663742/reviews) | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** |
| Number of ratings | **137** | 10 |
| Positive reviews | 95.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 70 MB | 72 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1488902133) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### A+ Wallet

[App page](https://appshunter.io/ios/app/a-plus-wallet/id1543663742)

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

**Highlights:** Split bill payments, Budget dashboard, Request money, Digital gift cards, Money transfers, Phone top-ups, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is A+ Wallet free?

A+ Wallet is free to download, with no in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Which has better reviews, A+ Wallet or MTB Pay?

MTB Pay is rated higher. A+ Wallet averages 4.3 out of 5 from 137 ratings, while MTB Pay averages 4.9 from 10 ratings.

### Do A+ Wallet or MTB Pay have ads?

Neither A+ Wallet nor MTB Pay shows ads.

### Which is updated more often, A+ Wallet or MTB Pay?

A+ Wallet ships an update every 3 weeks, and MTB Pay every 5 months. Most recently, A+ Wallet was updated on September 4, 2026 and MTB Pay on June 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*