# Mi LUMA vs Check Splitter

The clearest difference is review sentiment: Check Splitter at 100% against Mi LUMA's 11%. Check Splitter also leads on rating (5.0 vs 2.1). Mi LUMA's advantage is ratings volume (936 vs 3) and iOS requirement (13.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Check Splitter holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Mi LUMA has 936 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 11% of Mi LUMA's written reviews are positive against 100% of Check Splitter's.

Mi LUMA ships an update every 2 months, Check Splitter every 3 months. Both last shipped on October 20, 2026.

## The numbers

| Metric | Mi LUMA | Check Splitter |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (936 ratings)](https://appshunter.io/ios/app/mi-luma/id1543777592/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/check-splitter-divide/id1586694735/reviews)** |
| Number of ratings | **936** | 3 |
| Positive reviews | 11.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 96 MB | 2 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Luma Energy ServCo, LLC](https://appshunter.io/developer/1896603415) | [Vincent Cai](https://appshunter.io/developer/1453621798) |

## What reviewers say

### Mi LUMA

[App page](https://appshunter.io/ios/app/mi-luma/id1543777592)

Manage your LUMA Energy account conveniently from your mobile device. View your balance, access bills, make payments, and report outages. Enjoy quick sign-in options and 24/7 access to your account information.

**Highlights:** Account registration, View current balance and due dates, Download bills in PDF, Pay bills via credit card or bank account, 12-month bill and payment history, Outage reporting and viewing, Quick sign-in options (Face Unlock, fingerprint, PIN)

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 💡 Useful features like outage reporting
- 👍 Improving with updates

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 👎 Lacks essential functionality (PDF bills, outage history)
- 🔒 Security and account management problems

**Reported bugs**

- App fails to load or log in consistently
- Issues with account registration and management
- Unreliable outage reporting functionality

**Requested features**

- Add auto-payment option
- Improve app stability and login process
- Provide detailed outage history and analytics


### Check Splitter

[App page](https://appshunter.io/ios/app/check-splitter-divide/id1586694735)

Effortlessly divide bills and receipts among friends. This app simplifies the process of splitting costs, including taxes, tips, and discounts, with just a few steps. It offers currency selection and efficient item assignment for quick calculations.

**Highlights:** Scan receipts to add item prices, Manually add or edit item prices, Assign items to multiple payers, Calculate individual payment amounts, Supports various currencies, Multi-select items and payers, Open source on GitHub

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mi LUMA free?

Mi LUMA is free to download, with no in-app purchases.

### Is Check Splitter free?

Check Splitter is free to download, with no in-app purchases.

### Which has better reviews, Mi LUMA or Check Splitter?

Check Splitter is rated higher. Mi LUMA averages 2.1 out of 5 from 936 ratings, while Check Splitter averages 5.0 from 3 ratings.

### Do Mi LUMA or Check Splitter have ads?

Neither Mi LUMA nor Check Splitter shows ads.

### Which is updated more often, Mi LUMA or Check Splitter?

Mi LUMA ships an update every 2 months, and Check Splitter every 3 months. Most recently, Mi LUMA was updated on October 20, 2026 and Check Splitter on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*