# Cashflows Pro vs Accounts 3 Lite

The clearest difference is price: Accounts 3 Lite at Free against Cashflows Pro's $2.99. Accounts 3 Lite also leads on rating (4.7 vs 4.5) and ratings volume (225 vs 20). Cashflows Pro's advantage is review sentiment (75% vs 47%). On update cadence, ads, in-app purchases and device support there is nothing between them.

Accounts 3 Lite is free to download; Cashflows Pro costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Accounts 3 Lite holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 20, so its average is the more settled of the two. Written reviews complicate that: 75% of Cashflows Pro's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | Cashflows Pro | Accounts 3 Lite |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | [4.5 (20 ratings)](https://appshunter.io/ios/app/cashflows-pro/id1543829197/reviews) | **[4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews)** |
| Number of ratings | 20 | **225** |
| Positive reviews | **75.0% of reviews** | 46.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Paid | **Free** |
| Size | 14 MB | 10 MB |
| Requires iOS | 26.0 | 26.0 |
| Devices | **iPhone, iPad, Mac** | iPhone, iPad |
| Age rating | +4 | 4+ |
| Developer | [Nicola Cavanagh](https://appshunter.io/developer/669840345) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### Cashflows Pro

[App page](https://appshunter.io/ios/app/cashflows-pro/id1543829197)

Forecast future bank account balances by inputting recurring and one-time transactions. This app focuses on future projections, not past history, allowing you to visualize the impact of payments and plan for financial goals.

**Highlights:** Multiple account management, Recurring transaction setup, Warning balance alerts, Interactive forecast graph, File-based scenario management, Override transaction details

**Features:** Vision Pro support

**In-app purchases:** none


### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

This app offers a convenient digital alternative to a paper checkbook for tracking daily finances. It allows users to schedule transactions, transfer funds, capture photo receipts, reconcile accounts, and generate reports and graphs.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Reconcile accounts, Generate reports and graphs, Export data in CSV, QIF, HTML, Split transactions, Transfer funds between accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


## Frequently asked questions

### Is Cashflows Pro free?

Cashflows Pro costs $2.99, with no in-app purchases.

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Which has better reviews, Cashflows Pro or Accounts 3 Lite?

Accounts 3 Lite is rated higher. Cashflows Pro averages 4.5 out of 5 from 20 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.

### Do Cashflows Pro or Accounts 3 Lite have ads?

Neither Cashflows Pro nor Accounts 3 Lite shows ads.

### Which is updated more often, Cashflows Pro or Accounts 3 Lite?

Cashflows Pro ships an update every 3 weeks, and Accounts 3 Lite every 3 weeks. Most recently, Cashflows Pro was updated on November 7, 2026 and Accounts 3 Lite on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*