# 挖财记账 vs 图图记账

The clearest difference is ads: 图图记账 at none against 挖财记账's shown. 图图记账 also leads on review sentiment (81% vs 59%) and device support (4 vs 2). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. 挖财记账 sells 20 in-app purchases, starting at $0.99 per month and 图图记账 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.6 for 挖财记账 against 4.5 for 图图记账. Both are backed by a comparable volume of ratings — 249 and 92 respectively. Written reviews are what separate them: 59% of 挖财记账's written reviews are positive against 81% of 图图记账's.

挖财记账 ships an update fortnightly, 图图记账 every 3 weeks. The most recent releases landed on September 21, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | 挖财记账 | 图图记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (249 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews)** | [4.5 (92 ratings)](https://appshunter.io/ios/app/id1546356856/reviews) |
| Number of ratings | **249** | 92 |
| Positive reviews | 58.9% of reviews | **80.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 158 MB | 244 MB |
| Requires iOS | 15.0 | **13.6** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 9+ | 4+ |
| Developer | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) | [子恒 张](https://appshunter.io/developer/1470560915) |

## What reviewers say

### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered expense tracking. Import transactions from various sources, set budgets, and gain clear insights into your spending habits. Optimize savings and achieve your financial goals.

**Highlights:** AI intelligent expense tracking, Automatic import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Multi-user shared ledgers, Comprehensive financial reports, Budget and savings goal setting, Asset and debt management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (20)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级会员连续包月 | $1.99 | per month |
| 标准VIP连续包月 | $1.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 连续包年 | $17.99 | per year |
| 标准月会员 | $1.99 | one-time |
| 免广告年会员 | $1.99 | one-time |
| 18元会员 | $2.99 | one-time |
| 基础永久会员 | $3.99 | one-time |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 标准会员Plus | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |
| 超级会员Plus | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


### 图图记账

[App page](https://appshunter.io/ios/app/id1546356856)

This app offers a clean and powerful way to track your income and expenses. It features automatic transaction import from screenshots, budgeting tools, and detailed financial reports to help you manage your money effectively and achieve savings goals.

**Highlights:** Automatic transaction import from screenshots, Budgeting and expense category management, Savings plan creation, Detailed financial charts and statistics, Multi-currency support, Bill import from WeChat and Alipay, Recurring transaction automation

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 图图记账月付会员 | $1.99 | per month |
| 图图记账年付会员 | $9.99 | per year |
| 图图记账高级版永久授权 | $19.99 | one-time |


## Frequently asked questions

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Is 图图记账 free?

图图记账 is free to download, with in-app purchases available.

### Which has better reviews, 挖财记账 or 图图记账?

挖财记账 is rated higher. 挖财记账 averages 4.6 out of 5 from 249 ratings, while 图图记账 averages 4.5 from 92 ratings.

### Do 挖财记账 or 图图记账 have ads?

挖财记账 shows ads; 图图记账 does not.

### Which is updated more often, 挖财记账 or 图图记账?

挖财记账 ships an update fortnightly, and 图图记账 every 3 weeks. Most recently, 挖财记账 was updated on September 21, 2026 and 图图记账 on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*