# 挖财记账 vs 小青账记账

The clearest difference is ads: 小青账记账 at none against 挖财记账's shown. 小青账记账 also leads on rating (4.9 vs 4.6) and review sentiment (78% vs 58%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. 挖财记账 sells 20 in-app purchases, starting at $0.99 per month and 小青账记账 sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

小青账记账 holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 256 and 302 respectively. Written reviews point the same way: 58% of 挖财记账's written reviews are positive against 78% of 小青账记账's.

挖财记账 ships an update fortnightly, 小青账记账 every 3 weeks. Both last shipped on October 30, 2026.

## The numbers

| Metric | 挖财记账 | 小青账记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (256 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews) | **[4.9 (302 ratings)](https://appshunter.io/ios/app/id1565700187/reviews)** |
| Number of ratings | 256 | **302** |
| Positive reviews | 58.1% of reviews | **77.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 159 MB | 49 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) | [YouQian Intelligent Technology (Zhengzhou) Co., Ltd](https://appshunter.io/developer/1565653693) |

## What reviewers say

### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered automatic accounting. Import transactions from various platforms, track spending, set budgets, and gain insights into your financial health with comprehensive reports. Ideal for personal, family, or business use.

**Highlights:** AI-powered automatic accounting, Import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Comprehensive reports and statistics, Budgeting and financial planning, Multi-user shared ledgers, Asset and liability management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (20)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级会员连续包月 | $1.99 | per month |
| 标准VIP连续包月 | $1.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 连续包年 | $17.99 | per year |
| 标准月会员 | $1.99 | one-time |
| 免广告年会员 | $1.99 | one-time |
| 18元会员 | $2.99 | one-time |
| 基础永久会员 | $3.99 | one-time |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 标准会员Plus | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |
| 超级会员Plus | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


### 小青账记账

[App page](https://appshunter.io/ios/app/id1565700187)

This app helps you manage your finances with ease. Track expenses, monitor assets like bank cards and wallets, and set budgets to understand your spending habits and work towards financial freedom.

**Highlights:** Lightweight and convenient interface, Asset management for various accounts, Two-level expense classification, Detailed spending reports, Classified budget setting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 7天正式会员 | $0.99 | one-time |
| 30天正式版会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 季会员 | $3.99 | one-time |
| 365天正式会员 | $3.99 | one-time |
| 年会员 | $9.99 | one-time |
| 2年会员 | $12.99 | one-time |
| 三年会员 | $14.99 | one-time |
| 5年会员 | $19.99 | one-time |
| 永久会员 | $29.99 | one-time |


## Frequently asked questions

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Is 小青账记账 free?

小青账记账 is free to download, with in-app purchases available.

### Which has better reviews, 挖财记账 or 小青账记账?

小青账记账 is rated higher. 挖财记账 averages 4.6 out of 5 from 256 ratings, while 小青账记账 averages 4.9 from 302 ratings.

### Do 挖财记账 or 小青账记账 have ads?

挖财记账 shows ads; 小青账记账 does not.

### Which is updated more often, 挖财记账 or 小青账记账?

挖财记账 ships an update fortnightly, and 小青账记账 every 3 weeks. Most recently, 挖财记账 was updated on October 30, 2026 and 小青账记账 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*