# 挖财记账 vs 柚子记账

The clearest difference is rating: 挖财记账 at 4.6 against 柚子记账's 3.0. 挖财记账 also leads on update cadence (every 2 weeks vs every 3 months) and ratings volume (253 vs 2). 柚子记账's advantage is in-app purchases (none vs 20) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. 挖财记账 sells 20 in-app purchases, starting at $0.99 per month. 柚子记账 asks for nothing beyond the download.

挖财记账 holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: 挖财记账 has 253 ratings behind it against 2, so its average is the more settled of the two.

挖财记账 ships an update every 2 weeks, 柚子记账 every 3 months. The most recent releases landed on October 14, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | 挖财记账 | 柚子记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (253 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/3/id6447621199/reviews) |
| Number of ratings | **253** | 2 |
| Positive reviews | 58.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Freemium | **Free** |
| Size | 159 MB | 74 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 9+ |
| Developer | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) | [杭州火炎焱网络技术有限公司](https://appshunter.io/developer/1682015426) |

## What reviewers say

### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered expense tracking. Import transactions from various sources, set budgets, and gain clear insights into your spending habits. Optimize savings and achieve your financial goals.

**Highlights:** AI intelligent expense tracking, Automatic import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Multi-user shared ledgers, Comprehensive financial reports, Budget and savings goal setting, Asset and debt management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (20)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级会员连续包月 | $1.99 | per month |
| 标准VIP连续包月 | $1.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 连续包年 | $17.99 | per year |
| 标准月会员 | $1.99 | one-time |
| 免广告年会员 | $1.99 | one-time |
| 18元会员 | $2.99 | one-time |
| 基础永久会员 | $3.99 | one-time |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 标准会员Plus | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |
| 超级会员Plus | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


### 柚子记账

[App page](https://appshunter.io/ios/app/3/id6447621199)

This app offers a simple and ad-free way to track expenses with multiple customizable ledgers. It allows for shared accounting with family and friends, with permission controls for members. Get quick support from an online customer service team.

**Highlights:** Ad-free interface, Multiple customizable ledgers, Shared accounting with members, Permission controls for members, Online customer support, Simple and clear design

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Is 柚子记账 free?

柚子记账 is free to download, with no in-app purchases.

### Which has better reviews, 挖财记账 or 柚子记账?

挖财记账 is rated higher. 挖财记账 averages 4.6 out of 5 from 253 ratings, while 柚子记账 averages 3.0 from 2 ratings.

### Do 挖财记账 or 柚子记账 have ads?

挖财记账 shows ads; 柚子记账 does not.

### Which is updated more often, 挖财记账 or 柚子记账?

挖财记账 ships an update every 2 weeks, and 柚子记账 every 3 months. Most recently, 挖财记账 was updated on October 14, 2026 and 柚子记账 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*