# 挖财记账 vs 团团记账

The clearest difference is review sentiment: 团团记账 at 98% against 挖财记账's 58%. 团团记账 also leads on ads (none vs shown) and rating (4.9 vs 4.6). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. 挖财记账 sells 10 in-app purchases, starting at $0.99 per month and 团团记账 sells 10 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

团团记账 holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 256 and 100 respectively. Written reviews point the same way: 58% of 挖财记账's written reviews are positive against 98% of 团团记账's.

挖财记账 ships an update fortnightly, 团团记账 weekly. Both last shipped on November 3, 2026.

## The numbers

| Metric | 挖财记账 | 团团记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (256 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews) | **[4.9 (100 ratings)](https://appshunter.io/ios/app/id6449834812/reviews)** |
| Number of ratings | **256** | 100 |
| Positive reviews | 58.1% of reviews | **97.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 159 MB | 156 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) | [Gameley](https://appshunter.io/developer/939510611) |

## What reviewers say

### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered automatic accounting. Import transactions from various platforms, track spending, set budgets, and gain insights into your financial health with comprehensive reports. Ideal for personal, family, or business use.

**Highlights:** AI-powered automatic accounting, Import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Comprehensive reports and statistics, Budgeting and financial planning, Multi-user shared ledgers, Asset and liability management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


### 团团记账

[App page](https://appshunter.io/ios/app/id6449834812)

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

**Highlights:** AI-powered expense tracking, Virtual pet养成 and interaction, Chatbot for emotional support, Automatic and voice-based entry, Multi-account management, Budgeting and asset tracking, Data import/export

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月会员 | $2.99 | per month |
| 连续包月会员 | $2.99 | per month |
| 永久免广告 | $3.99 | one-time |
| VIP终身会员 | $3.99 | one-time |
| 团团记账永久会员 | $4.99 | one-time |
| 团团记账-永久会员92折 | $4.99 | one-time |
| 团团记账-85折永久会员 | $4.99 | one-time |
| 团团记账-终身会员 | $6.99 | one-time |
| 团团记账-年度VIP | $6.99 | one-time |
| 团团记账-终身VIP | $7.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💖 Cute and fun interface
- 🤖 Smart AI features
- ⚡ Fast and convenient
- 💡 Automatic expense tracking

**What reviewers complain about**

- ⚠️ Frequent pop-up ads
- 🤔 Some features not intuitive
- 🐶 Pet feature not appealing to all
- 🐌 Slow to load initially
- 🎛️ Limited customization options

**Reported bugs**

- App unresponsive after prolonged use
- Data loss after reinstallation

**Requested features**

- Add budget progress bar
- Record one event with multiple categories
- Ability to transfer assets between accounts
- Add 'budget' and 'remaining budget' to transaction details
- Add 'budget' line to statistical charts


## Frequently asked questions

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Is 团团记账 free?

团团记账 is free to download, with in-app purchases available.

### Which has better reviews, 挖财记账 or 团团记账?

团团记账 is rated higher. 挖财记账 averages 4.6 out of 5 from 256 ratings, while 团团记账 averages 4.9 from 100 ratings.

### Do 挖财记账 or 团团记账 have ads?

挖财记账 shows ads; 团团记账 does not.

### Which is updated more often, 挖财记账 or 团团记账?

挖财记账 ships an update fortnightly, and 团团记账 weekly. Most recently, 挖财记账 was updated on November 3, 2026 and 团团记账 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*