# Money tracker vs SubGuard

The clearest difference is in-app purchases: SubGuard at none against Money tracker's 5. SubGuard also leads on update cadence (every 8 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Money tracker sells 5 in-app purchases, starting at $1.99 per month. SubGuard asks for nothing beyond the download.

Money tracker ships an update every 2 months, SubGuard every 8 days. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Money tracker | SubGuard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (35 ratings)](https://appshunter.io/ios/app/money-tracker-grouppay/id1544063191/reviews)** | — |
| Number of ratings | **35** | — |
| Positive reviews | 53.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | Free with in-app purchases | — |
| Size | 55 MB | 22 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [SER_INT](https://appshunter.io/developer/525443615) | [Marco Medri](https://appshunter.io/developer/1868002379) |

## What reviewers say

### Money tracker

[App page](https://appshunter.io/ios/app/money-tracker-grouppay/id1544063191)

Easily track personal and shared expenses with friends and family. This app allows real-time collaboration on transactions, providing insights through charts and detailed spending analysis to help you manage your finances effectively.

**Highlights:** Personal and group expense tracking, Real-time collaboration, Instant transaction adding, Spending insights with charts, Invite people for free, Financial independence tools

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| GroupPay Monthly Premium | $1.99 | per month |
| GroupPay Yearly Discount | $9.99 | per year |
| GroupPay Yearly Plan | $9.99 | per year |
| Premium Discount | $9.99 | one-time |
| Premium Pay | $14.99 | one-time |


### SubGuard

[App page](https://appshunter.io/ios/app/subguard-subscription-tracker/id6757634357)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Money tracker free?

Money tracker is free to download, with in-app purchases available.

### Is SubGuard free?

SubGuard is free to download, with no in-app purchases.

### Do Money tracker or SubGuard have ads?

Neither Money tracker nor SubGuard shows ads.

### Which is updated more often, Money tracker or SubGuard?

Money tracker ships an update every 2 months, and SubGuard every 8 days. Most recently, Money tracker was updated on October 24, 2026 and SubGuard on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*